Insurance News
Landscaping can be a competitive and rewarding field, and years of hard work can help organizations establish a strong customer base and reputation. However, many business owners don’t realize how many exposures they must address to keep their business operating smoothly.
Depending on the complexity of your landscaping company, there are a number of exposures to consider, including risks related to property, worker injuries and even the environment. The list below provides an overview...
How the Pursuit of Purpose Drives Productivity
Did you know that feeling connected to a sense of purpose is the largest contributor to overall employee wellbeing, according to a study published by Gallup? Only a fraction of the U.S. Labor market reports that they would use career and purpose interchangeably. Many employees do not feel their job is meaningful; instead, they view their job as a means to an end.
So, what’s wrong with showing up and collecting a paycheck?
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Did You Know?
According to the American Academy of Allergy and Immunology, about half of the U. S. population suffers from allergies. These negative reactions occur as a result of coming in contact with normally harmless substances. Some allergies change or disappear over time, while seasonal attacks will return at the same time each year for only a few weeks or months.
Though allergies can affect anyone, individuals with the following characteristics are afflicted more often...
Nonprofit organizations provide essential social services that benefit the community and their members. However, even if your organization doesn’t sell a product or generate profit, there are still a number of potential risks that can affect your employees, assets, volunteers, directors and officers, and most importantly, your mission.
Countless claims can be brought against your nonprofit. For example, a volunteer could sue your directors and officers for discrimination or harassment...
In the past, the overall success of a health & wellbeing program was defined by a desperate attempt to demonstrate hard dollar savings in the form of a return on investment (ROI).
While most employers embark on the journey of wellness with the ultimate goal of reducing healthcare costs (i.e., claims reduction/medical cost savings), employers are beginning to recognize the benefits of offering a health and wellbeing program far exceed health plan cost savings. A measure of Value on...
If others depend on you for financial support, part of your financial plan should include how you will provide for them in the event of your death. To help you decide which option is the best for you, we’ve covered the basics.
The Basics of Life Insurance
If you are married, it’s important for both spouses to have a life insurance policy. If both people bring in an income, a death can be a difficult financial loss. Also, if a stay-at-home parent should pass away, expenses...
Risk management often means expecting and planning for the unexpected. In order to maintain the safety of the employees and customers and ensure the viability of your business, you need to prepare for unforeseen disasters. These risks may include criminal activity, natural disasters or terrorist acts. Any one of these threats could be serious enough to devastate your business, but if you have readiness plans in place you can work to minimize their impact.
Without prior planning, you...
You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project.
What Protection Does it Offer?
Whether your addition budget is large or small, you are adding both the value of your home and your exposure to risk. To ensure that your project goes smoothly and that you have the coverage you need, here’s what you need to know.
Working with General Contractors
The best...
4 Steps to Enhancing Your Benefits Offerings to Meet the Needs of an Ever-changing Workforce
The primary objective of any strategic plan, specifically an employee benefits strategic plan, is to address internal and external factors that will impact the development of an effective benefits program that drives business growth. By building a strong, long-term strategy, you’ll build consensus among key business stakeholders. When an HR professional elects to develop a 3-5-year benefits...