Insurance News
If others depend on you for financial support, part of your financial plan should include how you will provide for them in the event of your death. To help you decide which option is the best for you, we’ve covered the basics.
The Basics of Life Insurance
If you are married, it’s important for both spouses to have a life insurance policy. If both people bring in an income, a death can be a difficult financial loss. Also, if a stay-at-home parent should pass away, expenses...
Risk management often means expecting and planning for the unexpected. In order to maintain the safety of the employees and customers and ensure the viability of your business, you need to prepare for unforeseen disasters. These risks may include criminal activity, natural disasters or terrorist acts. Any one of these threats could be serious enough to devastate your business, but if you have readiness plans in place you can work to minimize their impact.
Without prior planning, you...
You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project.
What Protection Does it Offer?
Whether your addition budget is large or small, you are adding both the value of your home and your exposure to risk. To ensure that your project goes smoothly and that you have the coverage you need, here’s what you need to know.
Working with General Contractors
The best...
4 Steps to Enhancing Your Benefits Offerings to Meet the Needs of an Ever-changing Workforce
The primary objective of any strategic plan, specifically an employee benefits strategic plan, is to address internal and external factors that will impact the development of an effective benefits program that drives business growth. By building a strong, long-term strategy, you’ll build consensus among key business stakeholders. When an HR professional elects to develop a 3-5-year benefits...
Did You Know?
According to the U.S. Surgeon General, most Americans should log 10,000 steps per day to reduce the risk of disease and help lead a healthy, productive life. Consider using a pedometer, a device used to track how many steps you take.
Use these stair-use recommendations to help reach your daily 10,000 step goal:
- When you need to use the restroom at work, walk the stairs to another floor to do so.
- While at work, at the shopping mall or other...
Nonprofit organizations provide essential social services that benefit communities and their members. These organizations cannot survive without a solid volunteer Board of Directors assigned to elect officers, adopt policies and make major financial decisions for the organization. Although the members of the board are volunteers, there is a certain amount of risk involved in holding one of these positions. Specifically, even when acting in good faith, board members are subject to personal...
Be Prepared
No one ever plans to have their car break down, but you can plan ahead to deal with it safely. Read on to learn about some helpful hints to help you remain safe and injury-free should you get stuck on the road.
If your car breaks down, your safety should be your primary concern. Consider these safety tips:
- Move your vehicle to a safe area before getting out to check on damage or to make a repair. If you were involved in an accident, signal to the other...
Recently, I had the opportunity to hear some of the most interesting and credible views on where our healthcare system may be heading.
For any of you that may be entrenched in our healthcare industry, you are noting a period of rapid change. That’s a positive, and I have compiled some thoughts and insights from a few industry leaders focused on the changes to come.
- Value-Based Healthcare
The move to...
Did You Know?
Women are particularly at risk of developing problems in their reproductive organs and should make efforts to reduce their risks by engaging in regular screenings, examinations and tests to detect problems early on. Read on for some preventive care recommendations.
- Mammogram - Women should have a mammogram every one to two years after age 40.
- Pap Smears - Women should have their first Pap smear at age 21 and...
Social engineering fraud (SEF) is a type of fraud that’s become increasingly common over the last several years. However, even though many instances of this fraud transpire over email communications, it’s a company’s crime policy—not a cyber policy—that would often provide coverage in the event of an SEF loss.
That’s why it’s especially important to understand your crime policy, how it might cover SEF, why it might not, and what endorsements you might want to obtain to make sure SEF...