Insurance News

During winter, you may experience seasonal affective disorder (SAD). To combat this condition, consider the following remedies:

  • Light therapy—Certain lamps can mimic the brightness of natural light, which may be lacking during the winter.
  • Getting outdoors—Although winter weather may be unpleasant, spending time outside can still help you manage SAD.
  • Eating well—Maintaining a healthy and balanced diet may...

READ MORE


Auto insurance rates are based on several factors, frequency and severity of crashes, auto repair costs, medical and hospital costs, lawsuits and court judgments, insurance fraud, vehicle type, and deductibles.

This means that while your company’s inherent level of risk is a factor that affects the premium you will pay for auto insurance, that amount is also affected by factors that are not directly controlled by the company.

Frequency vs. Severity

Both accident...

READ MORE


Take the proper measures to avoid worker impairment within the workplace.

According to the Centers for Disease Control and Prevention (CDC), nearly 15 million Americans work irregular schedules, including full-time evening shifts, night shifts, and rotating shifts. These shifts have been associated with safety and health risks, and certain jobs are at higher risk. It is important that both employers and employees are educated on worker fatigue risks to keep the workplace safe and...

READ MORE


According to the National Energy Assistance Directors Association, energy costs will reach a decade-long high this winter. Heating costs are predicted to rise 28% for U.S. households relying on natural gas and 27% for those using heating oil. Electricity costs are also anticipated to increase 10% per the U.S. Energy Department. Read on for tips on how you can lower the energy bills for your home.

Why Are Heating Costs Rising?

Many factors have contributed to the rapidly...

READ MORE


The winter months are notorious for bringing sickness. Flu season begins in October and ramps up into December. Colds are also more common during the winter months. Read on for tips on keeping yourself and your family healthy this winter.

Why Are Sicknesses More Common in Winter?

Viruses transmit more effectively in cold and dry weather, increasing your chances of coming into contact with sickness. Additionally, as cold weather drives people indoors, you’re more likely...

READ MORE


A fire in your workplace can be extremely costly; in addition to the costs associated with fixing the damages, there is also a good chance that your day-to-day business activities will be interrupted during the repairs. To avoid potential expenses related to workplace fires, it is important that you have adequate fire coverage, which is included as part of most property insurance policies for commercial buildings. However, it is important that you understand your policy to make sure it...

READ MORE


If your teen is approaching driving age, it may be time to start thinking about adding them to your auto insurance policy. Although this will likely increase your insurance premiums, it is typically cheaper than having your teen purchase an auto policy in their own name. Here are six tips to consider when adding a teen to your auto insurance policy.
 
  1. Be prepared for higher premium costs. On average, annual premiums increase when a teen is added...

READ MORE


How the Pursuit of Purpose Drives Productivity

 
Did you know that feeling connected to a sense of purpose is the largest contributor to overall employee wellbeing? Only a fraction of the U.S. Labor market reports that they would use career and purpose interchangeably. Many employees do not feel their job is meaningful; instead, they view it as a means to an end.
 
So, what’s wrong with showing up and collecting a paycheck?

... READ MORE


Influenza (flu) season lasts from October through May in the United States, with peak flu activity happening between December and March. The country’s flu activity has been unusual since the COVID-19 pandemic began, which could pose consequences for the upcoming season.

Furthermore, flu season in the Southern Hemisphere may indicate what’s to come in the United States. In particular, Australia has been experiencing an unusual surge in flu activity early in the season. Health experts...

READ MORE


Employees are an organization’s first line of defense against cybercriminals. For this reason, they are also commonly targeted. In fact, the vast majority (88%) of data breaches are caused by employee mistakes, according to Stanford University. Unfortunately for organizations, a single mistake can result in costly losses, reputational damage and lost or stolen data.

In order to keep your organization safe from cybercriminals, cybersecurity must become an integral part of company...

READ MORE


Pages