Insurance News
Did You Know?
According to the Centers for Disease Control and Prevention (CDC), this nasty habit kills over 480,000 people each year and this number continues to rise. With all the health risks associated with smoking, it’s important to extinguish your smoking habit for good! Here are some suggestions to get you started on your journey to being smoke-free.
- Quitting has dramatic beneficial effects on your health within minutes.
- After 20 Minutes: Blood...
Professional liability insurance covers liability for damages arising from the rendering of or failure to render professional services. Protect yourself and your business from claims not covered by commercial general liability coverage.
Professional liability insurance, also referred to as professional indemnity insurance, protects professional personnel against negligence claims made by their patients or clients. Professionals who commonly turn to this type of liability insurance for...
Fall is right around the corner, and, as the weather changes, it’s important to prepare your home and identify potential problems before they arise. Consider performing the following annual fall maintenance tasks to ensure your home is safe and ready for the months ahead:
- Have your heating system cleaned and inspected by a qualified technician. Clean and replace the furnace filter if needed.
- Insulate water pipes in areas exposed to cold temperatures.
- Check for...
Let’s Make This Your Best Open Enrollment
It’s that time of year again—Open Enrollment (OE) season is upon us. This can be a stressful time for both employees and employers. In fact, the 2017 ALEX Benefits Communication Survey showed that 36% of the employees polled say the open enrollment process at their company is extremely confusing and 49% of employees whose companies offer health insurance, say making health insurance decisions is always very stressful for them.
...
Did You Know?
Lower back pain is one of the most agonizing and common health conditions in the world, as well as a leading cause of disability. According to the American Chiropractic Association, 1 in 4 adults will experience lower back pain for at least one day during a three-month timespan.
Although lower back pain is common and usually goes away on its own, there are a number of treatments you can take to prevent or relieve your pain.
Until recently, one of the most...
When cyber attacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime. As a result, cyber liability insurance has become an essential component to any risk management program.
Cyber liability insurance policies are tailored to meet your company’s specific needs and can offer a number of important...
Did You Know?
A recent study from the University of Minnesota found that talking on a cell phone while driving impairs one’s ability even more than driving while intoxicated. Talking on a cell phone and other driver distractions pose a major hazard to everyone on the road.
To minimize risks while driving:
- Do not talk on your cell phone or use the text messaging feature.
- If you absolutely must conduct a conversation use a hands-free device and speed dial...
As employee benefits continue to evolve it’s important for employers to consider benefits offerings for the modern working parent.
Whether incorporated as part of a strategic plan or merely providing the benefits as “value-adds” there is an opportunity for employers to remind employees of current programs within the benefits program offered and consider offering trendy benefits or perks for working parents. Below is a list of 9 innovative benefits to consider, tailored to the working...
Did You Know?
According to the American Heart Association, more than one in three women has a form of cardiovascular disease. And, heart disease is the leading cause of hospital stays for men in the United States. While there are risk factors that contribute to heart disease that you can’t control, there are many things you can do to maintain your heart health.
Check out the list of risk factors for heart disease that you can control below.
- High blood pressure...
Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer in any way, they can sue your business, leading to costly legal fees and settlements. These costs can easily reach six figures. While you may do everything in your power to ensure your products are safe, mishaps can still occur without warning. That’s why, to protect against claims and ensure the longevity of your...