Insurance News

Now that the millennials are a larger population than the baby boomers, they have positioned themselves to re-shape the workforce and economy in a way that most employers are not ready for. The discussion of millennials and their expectations in the workplace is a growing topic and should be a focus for employers if you wish to attract and retain this generation. Though many executives may have negative perceptions on behaviors and values this generation may possess, it is important to...

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People don’t usually think about spare tires until they need them – and if you have a flat tire, that’s a pretty bad time to learn that the spare tire you thought was in your trunk isn’t there. Drivers have been conditioned to think of spare tires as a standard feature with all new cars – but that is changing and consumers need to re-calibrate their expectations. According to AAA,...

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The last time you watched TV, how many times did you see a commercial from a pharmaceutical company?

Perhaps you’ve seen an advertisement for Humira, Harvoni, Tecfidera or one of the many other specialty medications. You know what I’m talking about – the commercials that seem to air so often that you are able to memorize the script, along with the laundry list of side effects, like your favorite song on the radio. What consumers rarely think about is the impact that these advertised...

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Generally, a car is “totaled” when it will cost more to repair the car than the car’s actual cash value (ACV) is worth. Of course, it’s a little more complicated than that, as Gary Wickert explains in Claims JournalWhen is A Vehicle Considered a Total Loss?

“The criteria for deciding when a car is a total loss and when it can be repaired vary from insurance company to insurance...

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Today, people from many generations are working alongside each other, all trying to contribute to the same mission. Use this infographic to help better understand your employees and to improve overall work environment, management style and employee productivity. When acknowledging generational differences in your workforce, you should remember that regardless of age, individuals generally desire similar benefits (e.g., job security and stability, respect). Finding a balance between noting...

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  • How do burglars choose a home to break in to? Once they pick a target, how do they actually break in? And once in a home, what are they looking for? If you want to know that, go to the experts. KGW TV station in Portland, Oregon did just that. They turned to 86 inmates in the Oregon Department of Corrections, poling them in a 17-question survey questions ranging from whether security signs or alarms stopped them and what homeowners can do to avoid being burglarized. They compiled the...

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Businesses that are forced to close down following a disaster run the risk of never being able to open their doors again. While there’s no way to lower the risk of a natural disaster like a hurricane, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery.

Develop a Disaster Recovery Plan

No matter how small or large a business, a business impact...

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Open enrollment can be an overwhelming time for both employers and employees. Employees are given the opportunity to re-evaluate their current benefits and make changes for the coming year, while employers must choose a benefits package that balances cost and value and facilitate the enrollment process. Due to a variety of factors, benefit offerings are changing, placing new demands on employees and employers during open enrollment.

“To make the enrollment process as smooth as...

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Not again. The news is full of reports that more than 500 million online users had their privacy breached in the recent Yahoo online hack. Yahoo is not alone – LinkedIn, MySpace, Dropbox, Target, Anthem, Sony — it’s impossible to keep track, but you can see a list of the largest data breaches of all time for a trip down memory lane. And now we learn that Russian hackers are trying to compromise...

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Sometimes your storage needs can outstrip the capacity of your home or business. That’s when self-storage units come into play, holding everything from a theater troupe’s extra costumes to inherited goods to boats, trailers, extra vehicles and restaurant supplies. Even if you’ve never been inside one, you’ve certainly seen them along the side of the highway. Starting in the 1960s, self-storage facilities have been a big growth industry in the US. With sizes that can range from just a couple...

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