Insurance News

More than half of adults in the United States will experience mental illness—which refers to a variety of conditions that affect one’s mood, behavior, feelings or thinking—at some point in their life. Mental illnesses can occur occasionally, while others are chronic. Common mental illnesses include anxiety, depression, schizophrenia and bipolar disorder.

Mental Health Awareness Month, observed every May, is a time to raise awareness about mental health, break the stigma and support...

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Workers’ compensation claims have a variety of different costs associated with them. Some of these costs are expected costs, while others are unexpected. Here’s the difference between these terms:

  • Expected costs are those that are covered by workers’ compensation insurance. Such expenses are commonly referred to as direct costs.
  • Unexpected costs are those that workers’ compensation insurance does not cover. These...

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Mold is a fungus caused by excess moisture that can be damaging to your home, as well as a significant health hazard.

Mold can look like spots and can be many different colors. If you see or smell it, remove it; you don’t need to know what type of mold it is. You just need to get rid of the mold and fix the moisture problem that is causing it.

To prevent mold occurrences in your home, you should:

  • Keep healthy humidity levels. Mold thrives in humid...

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In the first sweeping legislation for the new 117th Congress, H.R.1319, a $1.865 trillion-dollar COVID-19 relief bill, becomes law.

In addition to providing direct assistance to many Americans, namely through $1,400 in income tax rebates for eligible individuals and an increased child tax credit, the legislation also contains many provisions related to health insurance coverage and group employee benefits plans.

These include direct federal subsidies for both...

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Rarely has there been a greater need for mental health support than now. Before the pandemic, there were already shortages of mental health professionals. For example, there were 45 psychologists or psychiatrists for every 100,000 Americans. In some places, that ratio was just one professional per every 30,000 people. Additionally, Mental Health America data reveals almost a quarter of adults with a mental illness say they aren’t able to get the treatment they need.

As the pandemic...

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If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, he or she should be covered under your policy. Yet, your premium is based on both your vehicle and the “primary” driver of that car—you. If someone else starts driving your car more than you do, contact us to have them added to your policy to avoid coverage complications.

If I borrow a...

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The Occupational Safety and Health Administration (OSHA) not only keeps records of the most frequently cited standards overall, but also within particular industries. Understanding these standards and taking proactive steps to avoid violations can go a long way toward ensuring workplace safety. When it comes to the manufacturing industry, the following standards are commonly cited and make up more than 45% of all violations:

  • Control of hazardous energy (lockout/tagout...

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While mandating the vaccine for some employers is vital based on the potential risks, for others, encouraging vaccination rather than requiring it, might be the right path.

Employers may consider the following strategies and tools to help encourage their employees to obtain the vaccine:

  • Lead by example. When leadership communicates their support, employees may follow. Even better, “actions speak louder than words". Take pictures or videos of the...

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Sleep is just as important as nutrition and exercise to help you function at your best. But when you’re juggling work, kids and everyday life, a good night’s sleep may seem unattainable. In fact, 35% of people feel they don’t get enough sleep.

Adults need seven to nine hours of quality sleep each night. In honor of World Sleep Day on March 19, consider the following tips to prioritize your sleep:

  • Avoid drinking caffeine within six hours of bedtime.
  • Stop watching...

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Deepfakes refer to sophisticated forgeries of an image, video or audio recording. Deepfakes have been around for years—you can even find a version of them in social media applications. For instance, with Snapchat, face-changing filters take real-time data and feed it through an algorithm to produce a synthetic image.

However, as the technology has evolved, deepfakes are now able to alter media so well that it’s often difficult to detect that any manipulation has occurred at all....

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