If others depend on you for financial support, part of your financial plan should include how you will provide for them in the event of your death. To help you decide which option is the best for you, we’ve covered the basics.
The Basics of Life Insurance
If you are married, it’s important for both spouses to have a life insurance policy. If both people bring in an income, a death can be a difficult financial loss. Also, if a stay-at-home parent should pass away, expenses...
Allegations of sexual misconduct against politicians, celebrities and other public figures have become increasingly common in recent years. In fact, social movements and a strong public outcry have led to a marked increase in sexual harassment claims—claims that can be incredibly damaging for organizations themselves.
When these claims arise, organizations are expected to handle them quickly and tactfully, while respecting the weight of the situation and the wishes of the alleged...
From the rooftop to kitchen range, we’ve gathered some homeowners insurance basics and how it helps you to protect one of life’s biggest investments—your home.
The Big Picture
It’s prudent to get enough insurance to do the following:
- Completely rebuild your house in the event it is destroyed by fire or other insured disaster
- Replace everything in the house
- Protect your liability in case someone is injured on your property and sues you
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Each year, influenza has an impact on workers across the country.
I hate getting sick, and I am pitiful when ill. But getting sick with the flu is the worst. Although your employees may feel as though their job is critical, or they’ve used up their sick leave, remind them to consider others before coming to work sick. If they have the flu or flu-like symptoms, caution them to limit their contact with others and connect with their doctor.
Do you know what’s better than...
Americans are living longer and healthier lives. As you plan for the future, make sure you consider your long-term care needs.
What is long-term care and who needs it?
Long-term care refers to a wide array of medical care, personal assistance and social support services for people who are physically or mentally unable to independently care for themselves for an extended period of time. Whether you need long-term care insurance depends on your age, health status, overall...
Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data. The flaws, referred to as Meltdown and Spectre, are both caused by design flaws found in nearly all modern processors. These vulnerabilities can be exploited to access all of the data found in personal computers, servers, cloud computing services and mobile devices.
Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance.
The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker:
- Accident report form: Sometimes referred to as a police report, this form contains important information about an auto accident, such as circumstances that led...
The health insurance landscape is changing and employers may need to embrace these employee benefits solutions in 2018 to stay competitive.
As the year winds down and open enrollment season comes to a close, it’s time to examine how the employee benefits landscape may look in 2018 and beyond. Rather than offer an exhaustive list of every conceivable option available to employers, we'll focus on a handful of the progressive employee benefit products and strategies we can expect to...
Disability income insurance helps you to ease the financial difficulty associated with a serious illness or injury that keeps you from working.
Get the Facts
According to the U.S. Census Bureau, nearly one in five Americans will become disabled for a year or more before the age of 65. If you experience a serious illness or injury, how would you cope financially without a regular paycheck?
Disability income insurance is designed to complement health insurance. It...
Business leaders make decisions each day on a range of issues including things like hiring, firing, compensation, promotions and the work environment. Every one of these decisions impacts your employees and, depending on the outcome, could result in a claim related to wrongful employment practices.
These claims can disrupt business, hurt morale, damage your reputation and lead to serious financial damages. Thankfully, employment practices liability (EPL) insurance can provide...