Loans for First-time Home Buyers
If you’re in the market for your first house or condo, we can help you arrange financing through programs such as Home Possible or HomeReady. We’ll work with you to determine the best loan program for your needs.
Mortgages
Great rates combined with local decision-making, we’ll guide you through the mortgage process with sure footing.
Fixed-Rate Loans
With a fixed-rate mortgage, your interest rate remains the same for the term of the loan. Shorter terms generally have lower rates.
Adjustable-Rate Mortgage (ARM)
With an ARM, your interest rate adjusts annually after an initial fixed-rate period.
Jumbo Mortgage
Jumbo mortgages are specialized home loans for amounts that exceed $424,100, the maximum loan amount established by Fannie Mae and Freddie Mac. We offer loans up to $2,000,000 for qualified buyers.
At MountainOne Bank, we make mortgages simple. Whether you’re buying a home or looking to refinance an existing mortgage, our experienced lenders provide helpful, personal service.
Buying a home is one of the biggest decisions you’ll make. When you work with MountainOne Bank, we take seriously that decision and our relationship with you. We will guide you toward the terms, rates, and special programs that may work for you and meet your goals.
Home Equity Loans & Lines (HELOC)
A Home Equity Loan or Line of Credit from MountainOne is easy, fast, and low cost—and can be used for almost any major expense.
Meet Our Loan Officers
We are here in your community, whenever you want to pick up the phone or stop by. We are eager to answer your questions, help you choose the best loan for your situation, and offer lending advice.
Our Insights
June 14, 2022
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Get Started Today
We’ll help you find the loan that’s right for you, and answer any lending questions you may have.
Apply Now 855-444-6861MountainOne Bank NMLS #528054
Mortgages: All loans subject to credit approval.