Insurance News Center

Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terms.

The Basics of Life Insurance Terms

A Helpful Glossary of Common Policy Types and Terms

Beneficiary: The person or party named by the owner of a life insurance policy to receive the policy benefit.

Cash value: The...


While the causes of workplace stress differ from worker to worker, experts agree that it is the things we can’t control that cause the greatest amount of stress. To help manage your workplace stress:

  • Create a “to do” list to help plan and prioritize your work.
  • Set realistic deadlines.
  • Consider alternatives designed to save time and money, such as outsourcing projects.
  • Break larger tasks into smaller, more doable steps.
  • Take a break. Taking a...

All About Auto Insurance

BI? UM? PIP? Trying to make sense of your automobile policy coverage options and the limits that you need? We can help! We’ve covered the basics below, which provides the information you need (including acronyms!) to understand your automobile insurance policy and coverage options.

Comprehensive and Collision Coverage

Collision - Covers damage to your car when your car hits, or is hit by, another vehicle or other object....


As employee benefit consultants, we see a myriad of compliance questions that arise in day-to-day benefit administration.

There are some issues that always seem to be a pain point for most employer groups. We’ve answered eight of these popular questions below.

Can an employer offer different benefits to different classes of employees?

Maybe. The employer...


If others depend on you for financial support, part of your financial plan should include how you will provide for them in the event of your death. To help you decide which option is the best for you, we’ve covered the basics.

The Basics of Life Insurance

If you are married, it’s important for both spouses to have a life insurance policy. If both people bring in an income, a death can be a difficult financial loss. Also, if a stay-at-home parent should pass away, expenses...


Allegations of sexual misconduct against politicians, celebrities and other public figures have become increasingly common in recent years. In fact, social movements and a strong public outcry have led to a marked increase in sexual harassment claims—claims that can be incredibly damaging for organizations themselves.

When these claims arise, organizations are expected to handle them quickly and tactfully, while respecting the weight of the situation and the wishes of the alleged...


From the rooftop to kitchen range, we’ve gathered some homeowners insurance basics and how it helps you to protect one of life’s biggest investments—your home.

The Big Picture

It’s prudent to get enough insurance to do the following:

  • Completely rebuild your house in the event it is destroyed by fire or other insured disaster
  • Replace everything in the house
  • Protect your liability in case someone is injured on your property and sues you

Each year, influenza has an impact on workers across the country.

I hate getting sick, and I am pitiful when ill. But getting sick with the flu is the worst. Although your employees may feel as though their job is critical, or they’ve used up their sick leave, remind them to consider others before coming to work sick. If they have the flu or flu-like symptoms, caution them to limit their contact with others and connect with their doctor.

Do you know what’s better than...


Americans are living longer and healthier lives. As you plan for the future, make sure you consider your long-term care needs.

What is long-term care and who needs it?

Long-term care refers to a wide array of medical care, personal assistance and social support services for people who are physically or mentally unable to independently care for themselves for an extended period of time. Whether you need long-term care insurance depends on your age, health status, overall...


Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data. The flaws, referred to as Meltdown and Spectre, are both caused by design flaws found in nearly all modern processors. These vulnerabilities can be exploited to access all of the data found in personal computers, servers, cloud computing services and mobile devices.




Subscribe to Insurance