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Winter driving can be dangerous—even more so if you’re on the road unprepared for a possible accident. While winter weather has the potential to leave you and your car stranded, a winter driving emergency kit could help you get back on the road or at least help keep you safe while waiting for help to come.

If you live somewhere where snow and ice are common, consider packing a safety kit for your vehicle. Winter driving emergency kits typically include:

  • Battery booster...
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Distracted driving occurs whenever you engage in an activity behind the wheel that takes your attention away from the road. Such activities can include using your cellphone, eating, drinking, plugging information into your GPS or adjusting the radio.

Think distracted driving isn’t a serious concern? Think again. According to the National Safety Council, more than 700 people are injured each day as a result of distracted driving crashes. Keep reading to learn what you can do to reduce...

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Regardless of the vehicle you drive, there are many ways to save money on gas. Try these tips to cut costs:

  • Join a gas station rewards program. Most gas station chains offer discounted gas prices through a customer rewards program or credit card tied to the chain. If you choose the card, use it solely for gas purchases and pay off the balance each month to maximize the rewards.
  • Use a gas price comparison tool. Use one of the many...
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Riding a motorcycle can be an exhilarating way to travel on the road. But doing so also comes with significant safety risks. Before you hit on the road on your motorcycle, review the following top causes of motorcycle accidents and safe driving tips.

Top Causes of Motorcycle Accidents

  • Motorists fail to see riders when they are coming out of a driveway, making a left turn in front of an oncoming rider or when the motorcycle is in the driver’s “blind spot.”
  • Many...
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If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, he or she should be covered under your policy. Yet, your premium is based on both your vehicle and the “primary” driver of that car—you. If someone else starts driving your car more than you do, contact us to have them added to your policy to avoid coverage complications.

If I borrow a...

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Although getting behind the wheel may seem like a simple, everyday task, it could be one of the most dangerous things you do all day long. As a defensive driver, you can help avoid motorized crashes and lower your risk of costly insurance claims.

By utilizing defensive driving measures, you can help keep yourself and other motorists safe on the road. Next time you get behind the wheel, implement these tips:

  • Eliminate distractions—Your sole focus should be...
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Each season presents unique driving circumstances, and autumn is no different. Consider these driving tips to stay safe on the road this season:

  • Be mindful of leaf piles. Leaves on the road can be dangerous. When leaves are wet, it can be comparable to driving on ice—so take it slow.
  • Be careful on bridges. It’s important to reduce your speed because morning frost can leave icy patches on bridges, overpasses and shaded areas.
  • ...
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Owning and operating a hotel can be a rewarding endeavor. However, hotel operators have to manage numerous exposures related to lodging, and many offer amenities—including pools, exercise facilities, bars and restaurants—that can dramatically increase the number of insurable risks. The list below provides an overview of these hotel risks and more, helping you identify potential blind spots in your risk management and insurance programs.

Due to the volume of valuable items and...

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Plumbing contractors provide much-needed services for both residential and commercial customers alike. However, plumbers have a number of unique risks to consider. In fact, any incident involving installing and repairing pipes or fixtures can lead to major property damage, as well as potential legal action.

These challenges are magnified when you consider that risks related to equipment breakdowns, business interruptions and crime must also be addressed. The list below provides an...

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The Importance of Being Prepared

Close your eyes and picture this scenario: You are driving late at night on a country road and your vehicle becomes hard to control. If your vehicle is equipped with a roadside emergency supply kit, you will have all that you need at your fingertips to get back on your journey in no time!

Include the following items in your roadside emergency supply kit:

  • 12-foot jumper cables
  • Four 15-minute road flares
  • Two quarts...
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