Insurance News Center

With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. MountainOne Insurance is here to help explain the types of insurance policies available and how they can help protect you, your employees and your business’s bottom line.

Commercial Property Insurance

In the case of a catastrophic event such as a fire, explosion, burst pipe, storm or theft, commercial property insurance compensates you for...

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Be Prepared

No one ever plans to have their car break down, but you can plan ahead to deal with it safely. Read on to learn about some helpful hints to help you remain safe and injury-free should you get stuck on the road.

If your car breaks down, your safety should be your primary concern. Consider these safety tips:

  • Move your vehicle to a safe area before getting out to check on damage or to make a repair. If you were involved in an accident, signal to the other...
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Quiet Vehicles Pose a Risk to Unaware Pedestrians

Electric cars from Tesla, Nissan and other automakers continue to make headlines, but anyone who’s had one sneak up behind them while on foot knows how quiet they are. These vehicles, along with hybrid cars, run much more quietly than gas-powered cars and can pose a serious risk to unaware pedestrians.

Starting in 2019, a new law will require electric and hybrid vehicles to emit alert sounds whenever they’re traveling at or...

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Did you Know?

Being a defensive driver means driving to prevent accidents in spite of the actions of others or the presence of adverse driving conditions. In other words, defensive driving means that you are ready for any and all surprises on the road.

To avoid accidents by practicing defensive driving, follow a three-step process of seeing hazards, understanding potential defenses and acting in time.

  1. See the Hazard: Think about what may happen as...
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Did You Know?

A recent study from the University of Minnesota found that talking on a cell phone while driving impairs one’s ability even more than driving while intoxicated. Talking on a cell phone and other driver distractions pose a major hazard to everyone on the road.

To minimize risks while driving:

  • Do not talk on your cell phone or use the text messaging feature.
  • If you absolutely must conduct a conversation use a hands-free device and speed dial...
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Did You Know?

There is a growing trend in the number of motorcycle fatalities and accidents each year, making motorcycle safety a real concern for riders. Read on for some basic tips to help you arrive at your destination…safely.

Common Causes of Accidents:

  • Motorists fail to see riders when they are coming out of a driveway, making a left turn in front of an oncoming rider or when the motorcycle is in the driver’s “blind spot.”
  • Many riders do not obtain...
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Driver Safety

Reduce your risk of auto accidents

When it comes to minimizing your risk of collision while driving, you’re in the driver’s seat. By simply practicing safe driving techniques, you can reduce your chances of being involved in an auto accident.

In addition to being aware of your surroundings and making smart driving decisions, the following tips will help you arrive at your destination safely.

Drive Defensively

Defensive...

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All About Auto Insurance

BI? UM? PIP? Trying to make sense of your automobile policy coverage options and the limits that you need? We can help! We’ve covered the basics below, which provides the information you need (including acronyms!) to understand your automobile insurance policy and coverage options.

Comprehensive and Collision Coverage

Collision - Covers damage to your car when your car hits, or is hit by, another vehicle or other object....

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Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance.

The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker:

  • Accident report form: Sometimes referred to as a police report, this form contains important information about an auto accident, such as circumstances that led...
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