Being a defensive driver means driving to prevent accidents in spite of the actions of others or the presence of adverse driving conditions. In other words, defensive driving means that you are ready for any and all surprises on the road.
To avoid accidents by practicing defensive driving, follow a three-step process of seeing hazards, understanding potential defenses and acting in time.
A recent study from the University of Minnesota found that talking on a cell phone while driving impairs one’s ability even more than driving while intoxicated. Talking on a cell phone and other driver distractions pose a major hazard to everyone on the road.
To minimize risks while driving:
There is a growing trend in the number of motorcycle fatalities and accidents each year, making motorcycle safety a real concern for riders. Read on for some basic tips to help you arrive at your destination…safely.
Reduce your risk of auto accidents
When it comes to minimizing your risk of collision while driving, you’re in the driver’s seat. By simply practicing safe driving techniques, you can reduce your chances of being involved in an auto accident.
In addition to being aware of your surroundings and making smart driving decisions, the following tips will help you arrive at your destination safely.
Drive Defensively
Defensive...
READ MOREBI? UM? PIP? Trying to make sense of your automobile policy coverage options and the limits that you need? We can help! We’ve covered the basics below, which provides the information you need (including acronyms!) to understand your automobile insurance policy and coverage options.
Collision - Covers damage to your car when your car hits, or is hit by, another vehicle or other object....
READ MOREAuto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance.
The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker:
Insurance is mandatory in order to operate a vehicle in the United States, and every state has specific coverage limits that you must meet. While meeting these minimum limits may be enough to get you on the road, they are often inadequate if you are involved in a serious accident. As such, you may want to consider raising your limits in order to secure the right protection.
Most states require drivers to carry basic...
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Teens and young adults often face hefty auto insurance premiums because, statistically, they are more likely to get into car accidents. The Department of Motor Vehicles reports that the crash rate for those between the ages of 16-19 is 2.7 times greater than that of the average driver. However, most carriers offer a simple solution to combat this financial burden—offering a good student discount.
The good student discount is an auto insurance discount provided by carriers that...
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