Insurance News Center

Owning and operating a retail store can be a fulfilling experience. Years of hard work, risk-taking and financial investments have allowed you to turn your dreams of opening a store of your own into a reality. However, many business owners don’t realize how many exposures they must address to keep their business operating smoothly.

Depending on the specific type of store you manage, there are a number of exposures to consider, including risks related to property and merchandise damage...

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Most homes and businesses are outfitted with heating, ventilation and air conditioning (HVAC) systems—systems that require the care of specialized technicians for service. As an HVAC contractor, you are tasked with managing a variety of risks every time you perform maintenance or an installation on behalf of your clients.

Just one incident involving the use of electrical equipment, worker injury or property damage can lead to costs for your business. What’s more, exposures related to...

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Just one brief business interruption can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures. Standard business interruption policies are vital in these instances, providing protection against a variety of common interruptions, including natural disasters, equipment damage and vandalism.

But what happens when one of your suppliers or customers experiences an interruption that derails your operations? To help address this...

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Reviewing your policies on a regular basis not only protects you from future losses, but also ensures you are not overpaying for coverage.

As a business owner, you turn to insurance to help you identify and address the unique threats to your goods, property, customers and bottom line. However, many wrongfully assume that once they’ve secured the proper coverage, all of their exposures are addressed and they no longer need to review their policies.

The truth is that, as your...

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When it comes to running a business, vehicles-whether they’re leased, rented or owned—are crucial for a variety of tasks. Whether transporting materials and tools to worksites, hauling goods for deliveries or driving to meet clients—companies of all kinds rely on safe and functioning vehicles to serve customers and generate profit.

It is important to protect your drivers and vehicles through proper insurance coverage. That’s why many organizations turn to commercial auto insurance,...

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Because of the convenience they offer, smartphones and tablet devices have become a ubiquitous presence in the modern business world. As usage soars, it becomes increasingly important to take steps to protect your company from mobile threats, both new and old.

The need for proper phone security is no different from the need for a well-protected computer network. According to computer security software company Norton, the number of new mobile malware types jumped 54 percent from 2016-...

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With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. MountainOne Insurance is here to help explain the types of insurance policies available and how they can help protect you, your employees and your business’s bottom line.

Commercial Property Insurance

In the case of a catastrophic event such as a fire, explosion, burst pipe, storm or theft, commercial property insurance compensates you for...

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On June 12, 2019, an announcement was released regarding a delay in the initial compliance requirements relative to the Massachusetts Paid Family and Medical Leave (MPFML) regulations. New information has since become available. Below are the details regarding the delay, which were made available by the Department of Family and Medical Leave (DFML) in an advisory notice released on June 14, 2019.

Compliance Deadline for Distribution of Employee/Covered Individual Acknowledgement...

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Landscaping can be a competitive and rewarding field, and years of hard work can help organizations establish a strong customer base and reputation. However, many business owners don’t realize how many exposures they must address to keep their business operating smoothly.

Depending on the complexity of your landscaping company, there are a number of exposures to consider, including risks related to property, worker injuries and even the environment. The list below provides an overview...

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Nonprofit organizations provide essential social services that benefit the community and their members. However, even if your organization doesn’t sell a product or generate profit, there are still a number of potential risks that can affect your employees, assets, volunteers, directors and officers, and most importantly, your mission.

Countless claims can be brought against your nonprofit. For example, a volunteer could sue your directors and officers for discrimination or harassment...

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