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While financial concerns are less pressing than earlier in the pandemic, many Americans remain worried about meeting some basic needs.

About three-in-ten U.S. adults say they worry every day or almost every day about the amount of debt they have (30%) and their ability to save for retirement (29%). Roughly a quarter say they frequently worry about paying their bills (27%) and the cost of health care for them and their family (27%), and about one-in-five say...

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I think we can all agree there are few things that can steal our joy as quickly and easily as having debt. If we were to pinpoint one type of debt that has delayed recent graduates from saving for retirement, it’s student loans.

While the CARES Act provided a brief respite for those in need, it remains critical that we take ownership of our financial worlds. With the current student loan tally in the U.S. at just over $1.7 trillion, it is evident that the concern will endure for the...

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Recent polls show that over 40% of US workers are actively searching for a new job.

The costs of losing an employee range anywhere from 25% to 200% of annual salary due to lost productivity, hiring a replacement, and training the new employee. In addition, there are the intangible costs of impact on the work environment and employee morale.

“Let’s face it, people don’t stay in jobs forever. There will always be turnover and that can even be a positive. Replacing staff can...

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We get it: benefits are complicated, and choosing the right medical plan for your unique scenario can be quite challenging.

It's no surprise that choosing the right medical plan is a challenge, and study after study has found that the majority of us ultimately choose the wrong option, putting our health and finances at a disadvantage. Today's episode shares the top five considerations when evaluating your health care options so you can take control before you enroll...

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Let's face it - 9 out of 10 of us don't fully understand how our medical plans work, and this confusion has a tremendous impact on both our health care and our finances.

As we approach what is likely Open Enrollment season for many of us, it is critical that we select the best plan for our specific health needs. Tune in to this episode as speak human and break down the core terms of our health plans to ensure you're enrolling in the right plan for you and your family...

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As many employers are well aware, health care costs and saving adequately for retirement are two of the most pressing financial issues facing Americans—regardless of income level—today.

For employees, health and finances are impossible to separate. As employers seek to build trust and form lasting relationships amongst their workforce, financial wellness programs have moved from “nice to have” to an expected component of a comprehensive employee benefits package....

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Every now and then, we stumble into those situations we categorize as “too good to be true.”

"There’s just no way", we think. We’ve been duped before and won’t fall into that trap again. But here is something that really and truly is good and believe it or not, it’s related to your insurance. I’m talking about Preventive Care.

Amidst a time when health care costs only seem to be rising, and you seem to be getting less and less care for your dollar, do yourself...

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In the first sweeping legislation for the new 117th Congress, H.R.1319, a $1.865 trillion-dollar COVID-19 relief bill, becomes law.

In addition to providing direct assistance to many Americans, namely through $1,400 in income tax rebates for eligible individuals and an increased child tax credit, the legislation also contains many provisions related to health insurance coverage and group employee benefits plans.

These include direct federal subsidies for both...

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While mandating the vaccine for some employers is vital based on the potential risks, for others, encouraging vaccination rather than requiring it, might be the right path.

Employers may consider the following strategies and tools to help encourage their employees to obtain the vaccine:

  • Lead by example. When leadership communicates their support, employees may follow. Even better, “actions speak louder than words". Take pictures or videos of the...
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Nine months into what has been dubbed the worst pandemic in modern history, it’s not surprising that employee stress, anxiety, and burnout continue to worsen.

Employers have been forced to re-evaluate how to best support their workforce in spite of external forces and with limited financial resources. Although some companies have needed to reduce costs through furloughs, pay cuts, and even reductions to 401(k) matching contributions, many employers are finding...

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