Insurance News Center

Being outdoors during winter months can expose you to cold weather conditions. Exposure to frigid temperatures can lead to various health complications—including frostbite. Frostbite is a cold-weather injury caused by a freezing of the skin and its underlying tissues. This condition most commonly occurs on the fingers, toes, nose, ears, cheeks and chin. Skin exposed to cold, windy weather below 5 degrees Fahrenheit is most susceptible to frostbite. What’s more, in a wind chill of minus 16.6...

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When the weather gets cold, you may want to cozy up indoors by lighting a candle or two. However, it’s important to keep candle safety considerations in mind when doing so.

All it takes is a single candle mishap to quickly escalate into a devastating fire within your home. In fact, the National Fire Protection Association claims that there is an average of 21 home fires caused by candles every day—with 85% of them being avoidable.

Candle incidents can be avoided by practicing...

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Like many other people, you may be thinking about what you would like to accomplish in 2021 or what life changes you could make. Common New Year’s resolutions include losing weight, exercising, getting organized, learning new skills and saving money.

“80% of New Year’s resolutions fail by mid-February because of self-discipline–or lack thereof.” – U.S. News and World Report

To achieve your resolutions, try the following strategies:

  • Set a goal that motivates you....
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Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home is protected to an extent by a homeowners policy, but that policy doesn’t have sufficient limits or coverage features to cover the full expense of a...

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You can’t control the weather—but you can take proactive safety measures to protect your family and home against the threat of power outages. Consider these tips:

  • Invest in a home generator. A portable backup power source can keep critical equipment like refrigerators, sump pumps and air conditioners running during a blackout.
  • Utilize surge protectors. A UL-listed surge protector can safeguard expensive electronic devices like televisions, gaming consoles and desktop...
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Keeping important documents organized and accessible will save you time and hassle when you need them. As a good rule of thumb, if the document is difficult to replace or from the government, then it’s likely more important to keep it safe and secure for longer periods of time—even forever.

Consider these maintenance guidelines for important personal documents:

  • Keep utility bills, credit and debit card receipts, ATM receipts, and banking deposit or withdrawal receipts for...
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Each season presents unique driving circumstances, and autumn is no different. Consider these driving tips to stay safe on the road this season:

  • Be mindful of leaf piles. Leaves on the road can be dangerous. When leaves are wet, it can be comparable to driving on ice—so take it slow.
  • Be careful on bridges. It’s important to reduce your speed because morning frost can leave icy patches on bridges, overpasses and shaded areas.
  • ...
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As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events:

  • New home ownership— Purchasing a new home is a big investment—one that you will want to protect. After purchasing a home, ensure that you have homeowners insurance to protect against things like fire, weather damage, theft, vandalism and accidental damage....
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Being efficient while working from home can be a challenge. It’s up to you to motivate yourself and be just as focused and effective as you would in the workplace.

Set yourself up for success, and consider these tips to stay accountable and productive:

  • Establish a designated workspace. It might be tempting to work from your couch or bed, but that could impact your productivity. Try to work from a consistent room, desk or chair so you can mentally enter...
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Keeping Your Home Safe While You’re Away

When preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. To protect your residence while you’re away and enjoy a worry-free trip, keep these tips in mind.

There are a number of hazards that could affect your home while you’re away, including lightning, theft and flooding. In order to keep your property safe while you’re on vacation, consider the following:

  • Unplug small appliances and...
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