Insurance News Center

The Importance of Being Prepared

Disasters like hurricanes, tornadoes, floods and earthquakes can strike with little or no warning. To assure that you and your family are prepared, there’s no time like the present to create emergency kits: one for use if you need to evacuate your home and one for use if you get trapped in your home for several days.

Emergency Preparation

To help you evacuate quickly, keep the following items in an emergency backpack...

READ MORE

When it comes to money matters, no one likes to be surprised by the feeling that they’ve been shortchanged. That’s why it’s important that you understand how your insurance policy responds to potential personal property losses.

When insuring your personal possessions on your homeowners or renters insurance policy, you have one of two coverage options: insuring for your property’s actual cash value or the cost to replace it. Find out the difference and why we recommend replacement cost...

READ MORE

While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection?

The Basics of Personal Umbrella Liability Policies

If you are found to be legally responsible for injuring someone or damaging their property without a personal umbrella liability insurance policy, anything beyond the limits of your standard liability insurance coverage will...

READ MORE

Your car’s tires are one of the keys to safe driving, particularly when roads are slick, icy or snowy. Before any wintry weather descents, it’s a good idea to check your tires. We love this infographic from Fix.com – it offers tips for checking your tires for proper inflation and signs of deterioration.

We also point you to a few prior posts on our blog that talk about different aspects of tire safety:

  • ...
READ MORE

1. Know your state law: Child Passenger Safety Laws

2. Get the right seat for your child and your vehicle. Learn more about the...

READ MORE

Don’t let last week’s snow fool you – it’s just about time to take that motorcycle out of mothballs and get it on the road. But first, before you do anything else, check to be sure that you have motorcycle insurance to protect that investment.

The Insurance Information Institute (III) offers the lowdown on motorcycle insurance...

READ MORE

People don’t usually think about spare tires until they need them – and if you have a flat tire, that’s a pretty bad time to learn that the spare tire you thought was in your trunk isn’t there. Drivers have been conditioned to think of spare tires as a standard feature with all new cars – but that is changing and consumers need to re-calibrate their expectations. According to AAA,...

READ MORE

Generally, a car is “totaled” when it will cost more to repair the car than the car’s actual cash value (ACV) is worth. Of course, it’s a little more complicated than that, as Gary Wickert explains in Claims JournalWhen is A Vehicle Considered a Total Loss?

“The criteria for deciding when a car is a total loss and when it can be repaired vary from insurance company to insurance...

READ MORE
  • How do burglars choose a home to break in to? Once they pick a target, how do they actually break in? And once in a home, what are they looking for? If you want to know that, go to the experts. KGW TV station in Portland, Oregon did just that. They turned to 86 inmates in the Oregon Department of Corrections, poling them in a 17-question survey questions ranging from whether security signs or alarms stopped them and what homeowners can do to avoid being burglarized. They compiled the...
READ MORE

Not again. The news is full of reports that more than 500 million online users had their privacy breached in the recent Yahoo online hack. Yahoo is not alone – LinkedIn, MySpace, Dropbox, Target, Anthem, Sony — it’s impossible to keep track, but you can see a list of the largest data breaches of all time for a trip down memory lane. And now we learn that Russian hackers are trying to compromise our voting and election...

READ MORE

Pages

Subscribe to Insurance