Individual Retirement Account (IRA)

Account Type
APY*
Minimum Deposit to Open
Minimum Balance 
to Obtain APY
3 Months
.10%
$1,000
$10
6 Months
.15%
$1,000
$10
12 Months
.30%
$1,000
$10
18 Months
.35%
$1,000
$10
24 Months
.45%
$1,000
$10
36 Months
.75%
$1,000
$10
48 Months
.90%
$1,000
$10
Effective Date: January 26, 2021

 

*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. A substantial penalty may be imposed for early withdrawal of time accounts. Individual Retirement Accounts earn a fixed rate of interest until maturity. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits.