When you bring your business borrowing needs to MountainOne's lending experts, you gain more than just financing. You gain our extensive knowledge of the local market.

We understand the varying needs of different industries in Eastern and Western Massachusetts and neighboring communities. We also know how important financing is to an organization’s success, whether it’s a sole proprietorship or a 500-employee company.

We can help you with:

  • Asset Purchases/Term Financing
  • SBA (Small Business Administration) Loans
  • Vehicle or Equipment Loans
  • Lines of Credit 
  • Real Estate Loans
  • Construction Loans
  • Letters of Credit

Meet our lending team

Click on your lender's name below to view their telephone number, email address, and bio. 

Tim Rhuda
Senior Vice President, Commercial Lending
Rockland, MA
Richard Kelly
Senior Vice President, Commercial Lending
Berkshire County
Melissa DaCosta
Vice President, Commercial Lending
Quincy, MA
Matt Kreiser
Vice President, Commercial Lending
Rockland, MA
Michael Minicucci
Vice President, Commercial Lending
Rockland, MA
Steve Munger
Vice President, Commercial Lending
Berkshire County, MA

Some of our recent deals

North Adams, MA
Commercial Real Estate Mortgage
Mixed Use Commercial & Industrial Building
Wrentham, MA
Revolving Construction Line of Credit
Single Family Home Development
Plymouth, MA
Construction to Permanent Financing
3 Story Building (Retail & Residential)

View more deals >>

Preferred lender status means streamlined SBA Loan processing.

MountainOne Bank has been designated a “Preferred Lender” by the U.S. Small Business Administration (SBA). Under the Preferred Lenders Program (PLP), SBA lenders that generate significant loan volume are able to provide qualified small business borrowers with expedited loan approvals.

MountainOne Bank participates in the following SBA lending programs: 7(a) Guaranty Program; Express; Patriot Express; SBA 504 Loans; and the Lender Advantage Loan Program. 

To qualify for SBA financing, borrowers must:

  • Operate on a for-profit basis
  • Be either U.S. citizens or provide a verified “green card” status
  • Not exceed size standards set by the SBA
  • Be of good character and pass the SBA personal resource test
  • Possess management ability and have experience in their field 
  • Demonstrate repayment ability

All loans subject to credit approval.

Allow us to create a loan package tailored to the specific requirements of your business.

We’ll work to get you the financing you need to not only sustain your business, but prosper.

Speak to a lending professional today.