When it comes to banking, we're in our element
With each of our checking accounts, value comes standard.
Our checking accounts are just another way we bring value to your life every day by helping you manage your finances on your terms. All our accounts come fully loaded with convenient, easy-to-use online and mobile banking features such as mobile deposit, person-to-person payments and debit card on/off.
For some additional perks, our VISTA Premier Checking2 account earns interest, comes with unlimited ATM rebates1 so you can use any ATM you choose for free, and even includes comprehensive identity theft protection that helps prevent fraud and recover your identity.
The table below shows complete details and options available with each Checking account.
Find the account perfect for you.
Mobile banking uses the same login as Online Banking and neither check images nor personal information is stored on your device.
With a debit card, you can make cash withdrawals, make purchases online or in stores, and make recurring payments.
With online and mobile banking you can check your account balances, make a deposit, and transfer funds – all when it’s most convenient for you.
Help keep yourself and your family safe from fraud or loss. MountainOne Bank’s identity theft protection gives you important tools you need to safeguard your identity, and help you recover should you become a victim of identity theft.
Use Apple Pay™ and your favorite Visa® debit card to pay the easy, secure and private way at hundreds of thousands of stores and participating apps.
|Horizon eChecking||Pinnacle Value Checking||VISTA Premier Checking2|
|Ideal For||A simple, no-frills account, perfect for a student or your first checking account.||An account with extra perks, including IDProtect® 3 and ATM rebates.||Our Premier account; maintain a higher balance and get rewarded by earning interest and enjoying extra account benefits.|
|ATM Fees||No4||No, surcharge rebates up to $20/month1||No, unlimited surcharge rebates1|
|Earns Interest||No||No||Yes (for balances over $1) View Rates|
|Monthly maintenance fee||None||$4.95||None with $2,500 combined balance5|
|Minimum Opening Deposit||$25||$25||$50|
|Paper Statements||$5 per month (free eStatements)||Free||Free|
Online & Mobile Banking
Simply open an account with us, and all the valuable features of our online and mobile banking are yours. Bank on your terms with the freedom to take care of your finances on your schedule and on the go.
- Mobile Check Deposit
- Pay a Person
- Card Controls via Mobile App
- Account & Debit Alerts
- Click to Pay
3Some Benefits require registration/activation. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.