We’ve got you covered! With the recent events impacting the financial industry, we understand you may have questions, and even concerns, about the safety of your own deposits. First, you can rest assured that as a DIF Member Bank, all deposits with MountainOne are fully insured in excess of existing FDIC coverage. Still feeling unsure? Don’t fret! Our Mountaineers are here to guide you through any uncertainty. It’s in our nature! Learn more.

Home Equity Loans & Lines

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Harness the power of your home’s equity.

A flexible Home Equity Loan or Line of Credit from MountainOne is easy, fast, and low cost.

Home Equity Uses

A Home Equity Loan or Line of Credit can be used for almost any major expense, including:

Home improvement
Debt consolidation
Vacations
Vehicle purchases
Weddings
And much more

The interest on your home equity loan or line of credit may even be tax deductible.*

Home Equity Calculator

Use this quick calculator to determine how much Home Equity you have available.

HELOC Calculator

We’ll help you find the loan that’s right for you, and answer any lending questions you may have.

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MountainOne Bank NMLS #528054

Mortgages: All loans subject to credit approval.