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High-Value Home Insurance for High Net-Worth Clients

Offering custom homeowners insurance policies designed specifically for high-net-worth clients


At MountainOne, we have over 50 years of experience writing policies that cater specifically to high-net-worth clients, including coverage of their high-value real estate.


How does this differ from standard homeowner coverage?

Simply put: Standard coverage doesn’t always account for the unique needs of high-net-worth clients. That is why it is important to work with an agency that specializes in this type of coverage.

You may qualify for a variety of coverage options, including:

Property Insurance

Guaranteed dwelling replacement cost coverage, unlimited building code coverage, as well as "all risk" coverage.


All risk and replacement cost coverage.

Valuable Articles

For collectables including art, computers, jewelry, furs, silverware, guns and more.

Loss of Use

Unlimited loss of use coverage.

Personal Liability

Libel and slander coverage, credit card coverage, $10,000 in medical payments.

Identity Theft Insurance

Many of our insurance policies now include coverage for losses due to identity theft.

Umbrella Coverage

High limits are available!

Large Credits

Available when you place all your insurance with one insurance carrier: Home(s), Auto(s), Umbrella, Scheduled Properties.

Multiple Locations

We can quote your primary and secondary homes at multiple locations.

Licensed in Multiple States

To include second homes, vacation homes and more!

Contact us to get your custom quote!

Tim Minkler Your High-Value Home Specialist

Give Tim a Call: 413-449-5341 Contact Tim

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, June 16, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!

HOLIDAY NOTICE: In observance of Juneteenth National Independence Day, all MountainOne offices will be closed Wednesday, June 19. As always, our Digital Banking services are available 24 hours a day.