Same local, familiar faces. Now with a new name.

Local Experts. Familiar Faces.
Welcome to insurance done right.

We’re the insurance provider more local residents and businesses trust. To help earn this trust, we provide the right coverage to fit your exact needs. You get expert, licensed agents who are there when you need them, and you also work with one person – “your person” – throughout the entire process. And we’re as committed to the community as you are.

Our claims department is in-house, which means we’re always on your side. With one point of contact and expert agents who walk you through the process every step of the way, we’re committed to providing the right coverage and smoothest service.

All of our account managers and sales team are licensed, which ensures you receive the highest level of expertise and advice. We understand the discounts that are available to you throughout the various stages of your life.  We also partner with ten companies which gives you the power to shop a multitude of companies through our one agency! 

It all adds up to coverage, price, and service second to none. Our expert team can help you secure the right coverage for:

  • Your home or condominium
  • Automobiles
  • Mobile Home, Boats, & Motorcycles
  • Your toys, including Classic Cars, ATVs & Snowmobiles
  • Life, Long-Term Care, & Disability Insurance

Contact Us today to get started!

We’ll help you find the right coverage for your needs.

Call us at
800-447-2732
today.

Request a quote

Report a claim

Our Claims Department is here to help you through the claims process.

Contact Us

Local experts. Familiar faces.
Welcome to insurance done right.

We pride ourselves on being your insurance advisor as well as your community partner. It’s this unique combination that helps us know you better and inspires your trust. Working with us, you always get a licensed agent dedicated to finding the coverage that’s right for you.  That’s what makes us a trusted choice for insurance.

We know that every business is different and so are its needs. With our staff of experts, we partner with you to find the insurance solutions that protect you against the unique risks that your business faces.  We pride ourselves on providing you with Peace of Mind.

So whether you need Property, General Liability, Equipment, Builder’s Risk, Commercial Auto or Workers Compensation coverage, you can trust that our experienced agents will simplify the complexities of purchasing insurance while making sure you’re correctly covered.

Our expert team can help you secure the right coverage for:

  • Business Property
  • General Liability
  • Surety & Commercial Bonds
  • Products & Completed Operations Liability
  • Workers Compensation
  • Business Automobile
  • Commercial Umbrella
  • Professional Liability
  • Buy-Sell Agreements & Business Continuation
  • Key Person Insurance
  • Group Benefits

Contact Us today to get started!

We’ll help you find the right coverage for your business needs.

Give us a
call today at
800-447-2732

Request a quote

Report a claim

Our Claims Department is here to help you through the claims process.

Contact Us

Construction & Commercial Surety Experts

Surety is a business centered on relationships and trust.

Do you consider your bonding agent to be one of your most trusted business advisers?

Your agent is your company’s voice to the surety market, and your conduit to procure work. It’s important to have the right adviser speaking on your company’s behalf, helping you analyze and understand your financial statements, and working with you to create a bonding program that best aligns with your business plan.

Our company understands the intricacies of the complex bonding industry and has the expertise to put together the most competitive bonding packages available in the marketplace.

For decades, we have been a leader in providing Surety Bonds and related risk management services to businesses and individuals in the local market, and to clients across the country. From small transactional commercial bonds to the largest construction bonding needs, we have you covered.

Contact Us today to find out how we can help your business!

We’ll help you find the right coverage for your business needs.

Give us a
call today at
800-447-2732

Request a quote

Report a claim

Our Claims Department is here to help you through the claims process.

Contact Us

More than anything, today's executives, business owners and HR decision-makers desire one characteristic from an Employee Benefits strategy: Simplicity.

In partnership with OneDigital, we offer innovative employee benefits solutions to simplify your health care journey. Our goal is to provide you with a cutting edge approach to employee benefits. 

Through a sophisticated technology platform, OneDigital delivers affordable solutions with a personal touch.  Our Compliance Advantage service offers you peace of mind that your organization is in compliance with Health Care reform. Simplified onboarding, HR and reporting technology provides an administrative solution to your biggest human resource headaches. This combined with the expert knowledge of our Customer Advocate Center helps you navigate the complexities of health networks’ billing procedures, claims reimbursement, and more.

OneDigital’s Healthy U service provides employers with customized workforce health programs created in alignment with high-performing benefit plans. Each Healthy U plan includes access to an executive workforce health consultant.

In partnership with OneDigital, we are focused on finding new and improved ways to deliver the five things that matter most to our customers:

  • Lower costs
  • Best benefits possible
  • Healthier employees
  • Help with compliance and healthcare reform
  • No administrative headaches

 Let our benefits experts help you achieve your strategic goals and navigate this ever changing benefits landscape.  Contact us today.

 Learn more about OneDigital.

Learn more about our employee benefits tailored to your specific business needs.

Contact a Benefits Consultant

Employee Group Benefits

  • Health Plans
  • Disability Plans
  • Dental Plans
  • Life Plans
  • Vision Plans

Cool Stuff

Check out the self-service protection programs and services available through the “InsurStore”!
Apply online quickly and easily for these services, and gain added peace of mind.

 

paw print imageASPCA Pet
Health Insurance


Valuable protection for your pet. You can help protect your pet's health. Don't wait until an unexpected accident or illness happens.

Click to learn more and shop now!

 

 

 

briefcase imageLegal
Services


Finding an affordably priced lawyer to assist you can be a challenge. Now, there’s an easy solution. This plan covers you, your spouse and dependents, and is a convenient and cost-effective way to receive advice and fully covered legal services.

Click to learn more and shop now!

 

 

emergency cross imageEmergency Travel
Assistance


Whether its medical care in London or a toboggan for transport down Mt. Kilimanjaro, this plan provides global emergency medical assistance services, for travelers who find themselves in need more than 100 miles from home.

Click to learn more and shop now!

 

 

 

tooth imageDental
Insurance


This plan offers low-cost, comprehensive dental coverage to individuals of all ages.

Click to learn more and shop now!

 

 

 

paw print imageVeterinary
Discount Plan


Every year, thousands of pet families take advantage of this plan. It’s a great value that can save pet families money every year.

Click to learn more and shop now!

 

 

 

desk bell imageTravel & Concierge
Service


With the discounts available through this plan, you can save on travel products and services, such as hotel and car rental, roadside  assistance, 24/7 travel concierge service, and more.

Click to learn more and shop now!

 

 

Plans provided through ZON Re-USA, LLC DBA Group Benefits Options.

 
 
 

Our Team

Insurance Management Team

Jonathan Denmark
LIA, CLTC, CISR, CLCS
President & Chief Operating Officer, Insurance Division
Bill Robinson
Senior Vice President, Insurance Division
Donna Bishop
CIC, CPIW, CISR, CRM
Vice President, Insurance Division
Grace Gray
Vice President, Insurance Division

Bonding Services & Business Insurance

Eric Pratt
Vice President, Bonding
Linda Febles
CRIS, RWCS, CPIW
Vice President, Business Insurance
Diane Wojcik
CISR
Marketing Coordinator & Branch Manager, Business Insurance
Jake Rand
CLCS
Account Executive, Business Insurance

Group Benefits

Holly Taylor
RHU, LIA
Senior Consultant, Group Benefits Division, Licensed Insurance Broker
Jean Stone
LIA, CEBS, GBA, CMS
Vice President, Group Benefits Division, Licensed Insurance Advisor/Broker
Brian Drake
MBA
Vice President. Group Benefits Division
John Flaherty
CLU, MBA
Vice President, Group Benefits Division

Personal Insurance | Claims | Life, Disability & Long-Term Care

Deborah Baker
CISR
Account Executive, Personal Insurance
Erin Palmer
Claims Representative
Sharon Coe
ACS, LIA, CLTC
Account Executive, Life, Disability & Long-Term Care

Insurance News

Employee benefits liability (EBL) is insurance that covers businesses from errors and omissions that occur when employee benefit plans are administered. These errors and omissions may include failing to enroll, maintain or terminate employees in a plan, and failing to correctly describe benefit plans and eligibility rules to employees.

EBL insurance covers a wide range of plans, including health, dental and life insurance, profit-sharing plans, workers’ compensation and employee stock...

READ MORE


We’ve all heard the phrase, “change is good.” While we can relate to that phrase, it’s not always easy to implement new employee wellbeing initiatives in the workplace, especially when you consider other competing business priorities.

Even if your company is on board, there can also be too much change.

“Finding a healthy balance in delivering a wellness plan that fits the dynamic of your workforce is crucial.”

Many health and wellbeing programs have tipped the scales...

READ MORE


Automobile accidents are an expensive liability for companies that rely on the use of vehicles for their business. That risk has increased in recent years, mainly due to distracted driving and a legal concept called negligent entrustment.

Negligent entrustment occurs when an employer is held liable for negligence in choosing an employee to operate a dangerous instrument, usually a vehicle. An employer can be found negligent if both of the following situations occur:

  1. A...

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The weather can change quickly during the summer months, sometimes catching outdoor workers off guard posing a serious threat to their safety. When working outdoors, make sure you have access to severe weather alerts, and know what—and what not—to do if severe weather strikes.

If a severe thunderstorm warning cautions against straight-line winds, seek shelter immediately, preferably in a building and away from windows.

Do not use electrical appliances.

Be aware that...

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I’ve been reading a lot on employee wellbeing lately—more than usual. Not since my college years have I spent as much time researching, filtering through the various credible sources (and some not so credible) and assessing the merits of corporate health and wellbeing programs. Why this sudden return to scouring research journals you might ask? As wellness continues to evolve, we are constantly being challenged on its true return on investment for businesses. Your company may want a...

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Across all industries, certain employees may be required to work alone. Whether it’s due to staff shortages, late-night shifts or the nature of the job itself, those who work alone tend to be more vulnerable.

For example, if you work alone, you may lack the support needed to properly respond to any incidents that occur on the job, let alone receive the necessary assistance. In addition, if there is only one worker present at a location, members of the general public may feel they can...

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Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. Most ride-sharing businesses are in the early stages of development, and the popularity, risk management and compliance issues they’re facing are all in uncharted...

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You say Wholistic, I say Holistic: What Does it Mean for Your Employee Well-Being Program?

As a health and well-being industry professional, I’m often asked to define an industry term or assess the value of certain types of programming options for a worksite population. I was recently asked about the concept of wholistic vs. holistic. It’s important to consider the differences between the two terms— although you will find they are...

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The WC (workers' compensation) insurance system is a no-fault method of paying workers for medical expenses and wage losses due to on-the-job injuries. While the majority of WC claims are truthful, the National Insurance Crime Bureau reports that billions of dollars of false claims are submitted each year. To help you detect possible WC fraud, experience shows a claim may be fraudulent if two or more of the following factors are present:

  1. Monday Morning: The...

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