Local Experts. Familiar Faces.
Welcome to insurance done right.
We’re the insurance provider more local residents and businesses trust. To help earn this trust, we provide the right coverage to fit your exact needs. You get expert, licensed agents who are there when you need them, and you also work with one person – “your person” – throughout the entire process. And we’re as committed to the community as you are.
Our claims department is in-house, which means we’re always on your side. With one point of contact and expert agents who walk you through the process every step of the way, we’re committed to providing the right coverage and smoothest service.
All of our account managers and sales team are licensed, which ensures you receive the highest level of expertise and advice. We understand the discounts that are available to you throughout the various stages of your life. We also partner with ten companies which gives you the power to shop a multitude of companies through our one agency!
It all adds up to coverage, price, and service second to none. Our expert team can help you secure the right coverage for:
- Your home or condominium
- Mobile Home, Boats, & Motorcycles
- Your toys, including Classic Cars, ATVs & Snowmobiles
- Life, Long-Term Care, & Disability Insurance
Contact Us today to get started!
Local experts. Familiar faces.
Welcome to insurance done right.
We pride ourselves on being your insurance advisor as well as your community partner. It’s this unique combination that helps us know you better and inspires your trust. Working with us, you always get a licensed agent dedicated to finding the coverage that’s right for you. That’s what makes us a trusted choice for insurance.
We know that every business is different and so are its needs. With our staff of experts, we partner with you to find the insurance solutions that protect you against the unique risks that your business faces. We pride ourselves on providing you with Peace of Mind.
So whether you need Property, General Liability, Equipment, Builder’s Risk, Commercial Auto or Workers Compensation coverage, you can trust that our experienced agents will simplify the complexities of purchasing insurance while making sure you’re correctly covered.
Our expert team can help you secure the right coverage for:
- Business Property
- General Liability
- Surety & Commercial Bonds
- Products & Completed Operations Liability
- Workers Compensation
- Business Automobile
- Commercial Umbrella
- Professional Liability
- Buy-Sell Agreements & Business Continuation
- Key Person Insurance
- Group Benefits
Contact Us today to get started!
Construction & Commercial Surety Experts
Surety is a business centered on relationships and trust.
Do you consider your bonding agent to be one of your most trusted business advisers?
Your agent is your company’s voice to the surety market, and your conduit to procure work. It’s important to have the right adviser speaking on your company’s behalf, helping you analyze and understand your financial statements, and working with you to create a bonding program that best aligns with your business plan.
Our company understands the intricacies of the complex bonding industry and has the expertise to put together the most competitive bonding packages available in the marketplace.
For decades, we have been a leader in providing Surety Bonds and related risk management services to businesses and individuals in the local market, and to clients across the country. From small transactional commercial bonds to the largest construction bonding needs, we have you covered.
Contact Us today to find out how we can help your business!
More than anything, today's executives, business owners and HR decision-makers desire one characteristic from an Employee Benefits strategy: Simplicity.
In partnership with OneDigital, we offer innovative employee benefits solutions to simplify your health care journey. Our goal is to provide you with a cutting edge approach to employee benefits.
Through a sophisticated technology platform, OneDigital delivers affordable solutions with a personal touch. Our Compliance Advantage service offers you peace of mind that your organization is in compliance with Health Care reform. Simplified onboarding, HR and reporting technology provides an administrative solution to your biggest human resource headaches. This combined with the expert knowledge of our Customer Advocate Center helps you navigate the complexities of health networks’ billing procedures, claims reimbursement, and more.
OneDigital’s Healthy U service provides employers with customized workforce health programs created in alignment with high-performing benefit plans. Each Healthy U plan includes access to an executive workforce health consultant.
In partnership with OneDigital, we are focused on finding new and improved ways to deliver the five things that matter most to our customers:
- Lower costs
- Best benefits possible
- Healthier employees
- Help with compliance and healthcare reform
- No administrative headaches
Let our benefits experts help you achieve your strategic goals and navigate this ever changing benefits landscape. Contact us today.
Learn more about OneDigital.
Learn more about our employee benefits tailored to your specific business needs.
Employee Group Benefits
- Health Plans
- Disability Plans
- Dental Plans
- Life Plans
- Vision Plans
Check out the self-service protection programs and services available through the “InsurStore”!
Apply online quickly and easily for these services, and gain added peace of mind.
Plans provided through ZON Re-USA, LLC DBA Group Benefits Options.
Insurance Management Team
Bonding Services & Business Insurance
Personal Insurance | Claims | Life, Disability & Long-Term Care | Medicare
MountainOne Insurance at Haddad Dealerships
Did You Know?
The cost of life insurance relies on a number of factors, but none carry a greater weight than, well – your weight. Because underwriters see overweight or obese applicants as high-risk, many will deny requests for coverage or simply charge life insurance rates that are extremely high. Read on to learn more about why size matters.
Most insurance companies will judge how much body fat you’re carrying by calculating your body mass index (BMI).
Directors and officers are responsible for making the tough choices that can make—or break—a company’s fortunes. In doing so, they must consider the best interests of employees, customers and shareholders, while also keeping in mind corporate best practices. Limited or imperfect information and tight deadlines add to the overall complexity of the decision-making process and can lead to poor outcomes or even outright mistakes.
To hire and retain talented directors and officers,...
Gain freedom on the road with the right motorcycle coverage.
Reducing Risk for Riders
There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options.
Liability Insurance Coverage
Required by most states, liability insurance covers bodily injury and property damage that you may cause to other people...
How do you know what employee wellness programs will work and have an impact, motivating employees to engage?
Is there a workplace well-being crystal ball? Not to my knowledge! The good news is that there are success strategies and key components that have been shown to improve the engagement of your wellness programs and consequently, the health of your population.
Fresh Perspective: Initiate and Cultivate Cultural Change
Many employers initiate employee wellness...
Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terms.
The Basics of Life Insurance Terms
A Helpful Glossary of Common Policy Types and Terms
Beneficiary: The person or party named by the owner of a life insurance policy to receive the policy benefit.
Cash value: The...
While the causes of workplace stress differ from worker to worker, experts agree that it is the things we can’t control that cause the greatest amount of stress. To help manage your workplace stress:
- Create a “to do” list to help plan and prioritize your work.
- Set realistic deadlines.
- Consider alternatives designed to save time and money, such as outsourcing projects.
- Break larger tasks into smaller, more doable steps.
- Take a break. Taking a...
All About Auto Insurance
BI? UM? PIP? Trying to make sense of your automobile policy coverage options and the limits that you need? We can help! We’ve covered the basics below, which provides the information you need (including acronyms!) to understand your automobile insurance policy and coverage options.
Comprehensive and Collision Coverage
Collision - Covers damage to your car when your car hits, or is hit by, another vehicle or other object....
As employee benefit consultants, we see a myriad of compliance questions that arise in day-to-day benefit administration.
There are some issues that always seem to be a pain point for most employer groups. We’ve answered eight of these popular questions below.
Can an employer offer different benefits to different classes of employees?
Maybe. The employer...
If others depend on you for financial support, part of your financial plan should include how you will provide for them in the event of your death. To help you decide which option is the best for you, we’ve covered the basics.
The Basics of Life Insurance
If you are married, it’s important for both spouses to have a life insurance policy. If both people bring in an income, a death can be a difficult financial loss. Also, if a stay-at-home parent should pass away, expenses...
Allegations of sexual misconduct against politicians, celebrities and other public figures have become increasingly common in recent years. In fact, social movements and a strong public outcry have led to a marked increase in sexual harassment claims—claims that can be incredibly damaging for organizations themselves.
When these claims arise, organizations are expected to handle them quickly and tactfully, while respecting the weight of the situation and the wishes of the alleged...