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We’ve got you covered! With the recent events impacting the financial industry, we understand you may have questions, and even concerns, about the safety of your own deposits. First, you can rest assured that as a DIF Member Bank, all deposits with MountainOne are fully insured in excess of existing FDIC coverage. Still feeling unsure? Don’t fret! Our Mountaineers are here to guide you through any uncertainty. It’s in our nature! Learn more.

Business Checking

Helping Businesses Reach New Heights


At MountainOne Bank, we understand business. And we judge our success by the success of our clients.

Our team understands the local market and local industries. We bring years of experience in serving the banking needs of local businesses and offer customized solutions to help your business succeed. We like to get to know you and your company, and provide you with a personalized selection of banking accounts and services that will work best for you.

And, you’ll have a dedicated relationship team you can count on. When you work with us, you’ll see that MountainOne isn’t just a bank. It’s people – who happen to be experts in commercial banking.

Community Partner CheckingPinnacle Business CheckingVISTA Business Checking1
Ideal ForNon-profit organizations that want to earn interest on their accounts. Includes 100 free items per month.Smaller businesses that will have fewer than 250 items per month.Large businesses that will have more than 250 items per month, who also want special additional benefits.
Minimum Opening Deposit$25$250$100
Monthly Maintenance FeeNoNo$15
Earnings CreditNoNoEarnings credit on balances to offset Monthly Maintenance Fee
Item Fees per month2First 100 free, $.40 per item thereafterFirst 250 free, $.25 per item thereafterUnlimited items for free
Online Banking with Bill PayFreeFreeFree
Mobile Banking and Mobile DepositFreeFreeFree

Debit Card

ATM FeesNo3No3No, surcharge rebates up to $12 per month4

Online & Mobile Banking

Business Online and Mobile Banking provides you with easy, secure, anytime access to your business accounts.

Apple Pay

Your MountainOne Bank Visa debit card and Apple Pay will change the way you pay.

1$100 opening deposit required to open VISTA Business Money Market. Both accounts required.

2Items are defined as each deposit, each deposited item, and each check paid.

3MountainOne Bank does not charge foreign ATM fees, but other institutions may assess a surcharge.

4MountainOne Bank does not charge foreign ATM fees, but other institutions may assess a surcharge. Surcharges rebate applied at end of month.