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SCHEDULED MAINTENANCE: Online & Mobile Banking will be unavailable on Sunday, March 26, between 12:00am–6:00am due to routine system maintenance. Should you need access to your accounts, please arrange to submit transactions before or after this scheduled maintenance, visit your local MountainOne branch or call our Customer Care Team during normal business hours at 855.444.6861.
IMPORTANT UPDATE: As a DIF Member Bank, all deposits with MountainOne are fully insured in excess of existing FDIC coverage. Learn more.

IDProtect® 4

Help protect yourself and your identity from data breaches

Data breaches have affected millions of people, potentially exposing their personal information to identity thieves.

You can help protect yourself – and your identity – from future data breaches with a VISTA Premier Checking1 or Pinnacle Value Checking2 account from MountainOne Bank. VISTA Premier Checking and Pinnacle Value Checking come with many valuable features including IDProtect® Identity Theft Monitoring and Resolution Service4 which helps protect you and your family’s identities. Registration and activation required for several of the benefits listed below.

Identity Theft Expense Reimbursement Coverage5

Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity theft.

Comprehensive Identity Theft Resolution Services

Should you suffer identity theft, your very own IDProtect® fraud resolution specialist will help you every step of the way until your identity is restored.

Debit and Credit Card Registration

Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards, should your cards become lost or stolen (Registration and activation required).

3-in-1 Credit File Monitoring6

IDProtect® will monitor your Equifax, Experian, and TransUnion credit files daily, and automatically alert you if key changes occur (Registration and activation required).

3-in-1 Credit Report

Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different type of credit score to assess your creditworthiness. (Registration and activation required).

Identity Monitoring

Monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many more (Registration and activation required).

To get the tools you need to help protect your personal information, simply open one of these MountainOne checking accounts.

VISTA Premier Checking1

Our top account for customers who maintain higher balances and are rewarded with unlimited ATM rebates3 and top Money Market rates.

Pinnacle Value Checking2

The perfect account for customers looking for ATM rebates3 and all of the online and mobile services that make it easy to bank with us from anywhere.

Help keep yourself and your family safe from fraud or loss.

To take advantage of IDProtect®, open our Pinnacle Value or VISTA Premier Checking options, then register and activate by clicking below.

Register & Activate

1$50 opening deposit required to open VISTA Premier Checking. $50 opening deposit required to open VISTA Personal Money Market. Both accounts required. Maintain a $2,500 minimum average daily combined balance in the VISTA Premier Checking and VISTA Personal Money Market accounts to avoid a $10 monthly maintenance fee. Fees could reduce the earnings on the account. Personal accounts only.

2$25 opening deposit required to open Pinnacle Value Checking. $4.95 monthly maintenance fee.

3MountainOne Bank does not charge foreign ATM fees, but other institutions may assess a surcharge. Surcharges rebate applied at end of month.

4Some Benefits require registration/activation. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.

5Special Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Insurance Documents for complete details of coverage. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

6Credit file monitoring from Equifax and TransUnion will take several days to begin following activation.