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We’ve got you covered! With the recent events impacting the financial industry, we understand you may have questions, and even concerns, about the safety of your own deposits. First, you can rest assured that as a DIF Member Bank, all deposits with MountainOne are fully insured in excess of existing FDIC coverage. Still feeling unsure? Don’t fret! Our Mountaineers are here to guide you through any uncertainty. It’s in our nature! Learn more.


Great rates combined with local decision-making, we’ll guide you through the mortgage process with sure footing.


Fixed-Rate Loans

With a fixed-rate mortgage, your interest rate remains the same for the term of the loan. Shorter terms generally have lower rates.

View Fixed-Rate Loans

Adjustable-Rate Mortgage (ARM)

With an ARM, your interest rate adjusts annually after an initial fixed-rate period.

View Adjustable-Rate Mortgages (ARM)

Jumbo Mortgage

Jumbo mortgages are specialized home loans for amounts that exceed $424,100, the maximum loan amount established by Fannie Mae and Freddie Mac. We offer loans up to $2,000,000 for qualified buyers.

View Jumbo Mortgages

At MountainOne Bank, we make mortgages simple. Whether you’re buying a home or looking to refinance an existing mortgage, our experienced lenders provide helpful, personal service.

Buying a home is one of the biggest decisions you’ll make. When you work with MountainOne Bank, we take seriously that decision and our relationship with you. We will guide you toward the terms, rates, and special programs that may work for you and meet your goals.

Loans for First-time Home Buyers

If you’re in the market for your first house or condo, we can help you arrange financing through programs such as Home Possible or HomeReady. We’ll work with you to determine the best loan program for your needs.

Home Equity Loans & Lines (HELOC)

A Home Equity Loan or Line of Credit from MountainOne is easy, fast, and low cost—and can be used for almost any major expense.

Meet Our Loan Officers

We are here in your community, whenever you want to pick up the phone or stop by. We are eager to answer your questions, help you choose the best loan for your situation, and offer lending advice.

Craig Ames

Senior Mortgage Originator

Scituate, MA

NMLS Registration #654776

Michael Hersey

Mortgage Originator

Rockland, MA

NMLS Registration #1749551

Mark Nicholaw

Senior Mortgage Originator

Rockland, MA

NMLS Registration #441878

Mary O'Connell

Senior Mortgage Originator

Berkshire County

NMLS Registration #142387

Clint Sager

Senior Mortgage Originator

Quincy, MA

NMLS Registration #1690076

Our Insights

June 14, 2022

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Get Started Today

We’ll help you find the loan that’s right for you, and answer any lending questions you may have.

Apply Now 855-444-6861

MountainOne Bank NMLS #528054
Mortgages: All loans subject to credit approval.