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Personal Banking Rates

Effective Date: October 15, 2026

Open a Deposit Account

New customers can open an account online or at a nearby branch.

Savings & Money Market

No matter what your financial goals may be, your money is safe, secure, and ready when you need it.

Fee Schedule

Review our Fee Schedule for an itemized list of potential fees.

*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. Fees may reduce earnings on an account. The rate on accounts is variable and may change after the account is opened. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits.

HOLIDAY NOTICE: In observance of Columbus Day, all MountainOne Bank and Insurance offices will be closed Monday, October 12. As always, our Digital Banking services are available 24 hours a day.

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, October 18, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!