Insurance News

Businesses that are forced to close down following a disaster run the risk of never being able to open their doors again. While there’s no way to lower the risk of a natural disaster like a hurricane, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery.

Develop a Disaster Recovery Plan

No matter how small or large a business, a business impact...

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Open enrollment can be an overwhelming time for both employers and employees. Employees are given the opportunity to re-evaluate their current benefits and make changes for the coming year, while employers must choose a benefits package that balances cost and value and facilitate the enrollment process. Due to a variety of factors, benefit offerings are changing, placing new demands on employees and employers during open enrollment.

“To make the enrollment process as smooth as...

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Not again. The news is full of reports that more than 500 million online users had their privacy breached in the recent Yahoo online hack. Yahoo is not alone – LinkedIn, MySpace, Dropbox, Target, Anthem, Sony — it’s impossible to keep track, but you can see a list of the largest data breaches of all time for a trip down memory lane. And now we learn that Russian hackers are trying to compromise...

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Sometimes your storage needs can outstrip the capacity of your home or business. That’s when self-storage units come into play, holding everything from a theater troupe’s extra costumes to inherited goods to boats, trailers, extra vehicles and restaurant supplies. Even if you’ve never been inside one, you’ve certainly seen them along the side of the highway. Starting in the 1960s, self-storage facilities have been a big growth industry in the US. With sizes that can range from just a couple...

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Home renovation can increase the value of your home, protect your investment, and make your home a more enjoyable place to live. But if you’re thinking about renovating, it’s really important not to shortchange the planning process.

Consumer Reports has some good start-to-finish advice for you in a recent issue. In addition to the short video clip in this post, they offer advice in the article, ...

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According to Forbes, 57% of companies plan to make a major new HR software purchase in the next 18 months. The HR software industry has exploded in the last few years and HR administrators are faced with more choices than ever. The big question:  What is the right solution for my organization?

Here are a few factors to consider when making your decision:

  1. Evaluate your organization. It’s important to take a step back and determine your main objective in implementing or...

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The U.S. Small Business Administration reports that there are 29.6 million small businesses in the U.S. of which 52% are home-based — and this trend is only expected to increase, according to Network Solutions Small Business Index research. We even have a new word for this vital rising demographic: “homepreneurs” — but some home-based small business owners make the dangerous assumption that their homeowners insurance will cover their business needs. In fact, it’s critical to consult with...

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September is National Preparedness Month – here’s one simple thing you can do: Download some free apps for your phone so that if you find yourself in an emergency, you are ready. Pass them along to your family members too, so you can all be informed. Here are a few suggestions.

The free FEMA app is a must. One great new feature is that you can get weather alerts from the National Weather Service for up to five locations...

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In addition to the federal requirements under the Family and Medical Leave Act (FMLA) and the Americans with Disabilities Act (ADA), many states, and even many localities and municipalities, have enacted employee leave laws. Due to the various leave requirements, employers may have a hard time understanding how different leaves coordinate with each other and how wage replacement benefits fit into the equation.

The purpose of this article is to clarify some of the differences between...

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Small businesses have become more aware over the years of the importance of data protection and backup. It’s a rare company that doesn’t have backup procedures in place, but it’s always a good idea to make sure those policies and procedures are up-to-date. Since surveys show that the average data breach costs a company $7.2 million, or $214 per breached record, properly protecting your company’s data should always be one of the top items on your priority list. Plus, many states are enacting...

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