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Positive Pay

Fraud Prevention Made Simple

Enhanced Fraud Protection with Positive Pay​

Fraud continues to rise and evolve, but MountainOne has you covered with Positive Pay. Our Positive Pay service offers enhanced and adaptive fraud prevention software designed to detect and deter fraudulent transactions before they impact your account. Utilizing industry-leading fraud detection technology, Positive Pay provides peace of mind by safeguarding your finances against unauthorized activity.

Get started with Positive Pay; stop by your favorite branch office or call us. We’ll help you get set up and answer your questions regarding Positive Pay.

What You Receive With Positive Pay

Forged and Altered Check Detection
Enhanced Fraud Detection Software Using Payee Match
Unauthorized ACH Detection
Reconciliation Reporting​
Automated Email Notifications of
Possible Fraudulent Transactions

Navigating Positive Pay

Positive Pay How-To Guide! These step-by-step videos will help you make the most of our Positive Pay features. Whether you’re submitting issued checks, managing exceptions, or performing a quick search, we’ve got you covered.

Quick Exception Processing

Review and resolve check exceptions in just a few steps.

Add New Issued Check

Add an issued check to keep your records up to date.

 
Submit Issued Check File

Easily upload your issued check file to keep your records accurate and secure. 

Check Search

Quickly locate any check by date, amount, or check number.

Banking for Your Business

PROTECTING THE HERD: We have received recent reports of Fraudsters impersonating MountainOne representatives in an effort to gather customers' personal or account credentials. They may claim a correction needs to be made to your account or ask you to verify your personal or account credentials. MountainOne WILL NEVER REQUEST your account credentials, and you should never share your account credentials with anyone. If you are ever in doubt regarding a call or email you received, please call us at 855.444.6861.