CD Specials

Lock In a Rock-Solid CD Rate Today!

8-Month CD | 3.90% APY¹

Join the herd, and watch your savings climb.

Don’t wait! Open your new CD today to earn the best rate.

Lock in a competitive rate for just eight months and enjoy a guaranteed return. New money required.

Open your account online, or at any branch location.

Smart savings. Real results.

Fixed Rate. Guaranteed Growth.

Earn a great rate for the full 8-month term.

100% Deposit Insurance.

We’ve got you covered. CDs are FDIC-insured up to applicable limits, and insured in full through DIF.

Short-Term Commitment.

A great option when your goals are on the horizon.

Explore More CD Options

Current CD Specials

3-month CD | 3.75% APY²

8-month CD | 3.90% APY¹ – new money required

14-month CD | 3.25% APY²

View All CD Rates

Other Ways To Save

Looking for more flexibility? Whether you’re building savings, managing everyday finances, or planning ahead, we have lots of options designed to meet you where you are.

¹Annual Percentage Yield (APY) effective as of June 18, 2026 and subject to change at any time. Minimum balance to obtain APY is $10. Minimum deposit to open is $1,000. Certificate of Deposit (CD) accounts earn a fixed rate of interest until maturity. A penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. New money required. Funds used to open the 8 Month CD cannot come from an existing MountainOne deposit account.

²Annual Percentage Yield (APY) effective as of June 18, 2026 and subject to change at any time. Minimum balance to obtain APY is $10. Minimum deposit to open is $1,000. Certificate of Deposit (CD) accounts earn a fixed rate of interest until maturity. A penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity.