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CD Specials

Lock In a Rock-Solid CD Rate Today!

14-Month CD

4.25% APY1

New money required.

8-Month CD

4.00% APY1

New money required.

Join the herd, and watch your savings climb.

Smart savings. Real results.

Fixed Rate. Guaranteed Growth.
Earn a great rate for either term term.

100% Deposit Insurance.
We’ve got you covered. CDs are FDIC-insured up to applicable limits, and insured in full through DIF.

Short-Term Commitment.
A great option when your goals are on the horizon.

Don’t wait! Open your new CD today to earn the best rate.

Lock in a competitive rate for either term and enjoy a guaranteed return. New money required.

Open your account online, or at any branch location.

Explore More CD Options

Current CD Specials

8-month CD | 4.00% APY1 – new money required

14-month CD | 4.25% APY1 – new money required

Other Ways To Save

Looking for more flexibility? Whether you’re building savings, managing everyday finances, or planning ahead, we have lots of options designed to meet you where you are.

1Annual Percentage Yield (APY) effective as of September 10, 2026 and subject to change at any time. Minimum balance to obtain APY is $10. Minimum deposit to open is $1,000. Certificate of Deposit (CD) accounts earn a fixed rate of interest until maturity. A penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. New money required. Funds used to open the 8 Month CD or 14 Month CD cannot come from an existing MountainOne deposit account.

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, September 27, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Thursday, September 24, between 2:00am–5:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!