High Value Home Insurance
Offering Custom Homeowners Insurance Policies Designed Specifically For High-Net-Worth Clients
Over 50 Years of Experience
At MountainOne, we have over 50 years of experience writing policies that cater specifically to high-net-worth clients, including coverage of their high-value real estate.
How does this differ from standard homeowner coverage?
Simply put: Standard coverage doesn’t always account for the unique needs of high-net-worth clients. That is why it is important to work with an agency that specializes in this type of coverage.
Property Insurance
Guaranteed dwelling replacement cost coverage, unlimited building code coverage, as well as “all risk” coverage.
Contents
All risk and replacement cost coverage.
Valuable Articles
For collectables including art, computers, jewelry, furs, silverware, guns and more.
Loss of Use
Unlimited loss of use coverage.
Personal Liability
Libel and slander coverage, credit card coverage, $10,000 in medical payments.
Identity Theft Insurance
Many of our insurance policies now include coverage for losses due to identity theft.
Umbrella Coverage
High limits are available!
Large Credits
Available when you place all your insurance with one insurance carrier: Home(s), Auto(s), Umbrella, Scheduled Properties.
Multiple Locations
We can quote your primary and secondary homes at multiple locations.
Licensed in Multiple States
To include second homes, vacation homes and more!
Get Started Today
About MountainOne
MountainOne has been helping customers navigate the landscape of banking, insurance, and investments for almost two centuries. And we continue to provide the sure footing and down-to-earth, dedicated experts they need to face challenges big and small. Today, tomorrow and up ahead – no mountain too high.
Talk to Our Expert
Tim Minkler
CPCU, LIA
Account Executive, High-Value Home Insurance Specialist
Tim, a Personal Lines Insurance Broker, joined MountainOne in 2024. Tim has over 52 years of experience in the insurance industry including owning an insurance agency. Tim is a Chartered Property and Casualty Underwriter (CPCU) and a Licensed Insurance Advisor (LIA). Tim specializes in high-value home insurance. He obtained his Bachelor of Science degree in Business Administration from Bryant College in Providence, RI. He is also a U.S. Army Veteran. In the Stockbridge community, Tim is involved in the Stockbridge Sportsmen’s Club Fishing Derby serving as Board Chairman, Memorial Day Parade Committee, Zebra Mussel Committee, and Gould Meadow Committee.