Find The Right CD For You
Ask about special CD Rates for VISTA customers! Contact Customer Service at 855-444-6861.
Effective Date: December 12, 2025
A secure, guaranteed way to grow your savings. Make the most of your money with our CD rates.
Ask about special CD Rates for VISTA customers! Contact Customer Service at 855-444-6861.
If you’re looking for guaranteed earnings at a fixed rate, check out our many Certificate of Deposit (CD) options. For your longer term savings goals, CDs are a great way to save money when you don’t need access to your funds right away.
Longer CD deposit time frames usually mean higher rates, but if you’re unsure whether you’ll need the money, you may want to consider “laddering” your CDs, which means splitting up your funds into different maturities. Ask us how this works – it’s a great way to maximize your earnings. We offer a selection of maturities to suit your savings goals. CDs offer you principal protection and a locked-in rate with a predictable payout.
Our CDs are secure no matter how large your investment. They’re FDIC insured up to the current FDIC limits, and by the DIF for any amount in excess of FDIC limits.
VISTA customers have an added benefit of special CD rates.
MountainOne has been helping customers navigate the landscape of banking, insurance, and investments for almost two centuries. And we continue to provide the sure footing and down-to-earth, dedicated experts they need to face challenges big and small. Today, tomorrow and up ahead – no mountain too high.
*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. A substantial penalty may be imposed for early withdrawal of time accounts. Certificates of Deposit accounts earn a fixed rate of interest until maturity. The APY assumes interest remains on deposit until maturity. Premium CD rates may be available to customers with an active VISTA Relationship; excludes CD Specials. ↩
SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, December 14, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!
HOLIDAY NOTICE: In observance of Christmas, all MountainOne offices will close at 12 pm on Wednesday, December 24, and will be closed on Thursday, December 25. As always, our Digital Banking services are available 24 hours a day.