The G.O.A.T. Of Personal Checking Accounts

Fully loaded with convenient, easy-to-use digital banking features. Open your account online today!

Find The Account Perfect For You

	Horizon eChecking	Pinnacle Value Checking	VISTA Premier Checking¹
Ideal For	A simple, no-frills account, perfect for a student or your first checking account. Apply for Horizon eChecking Now	An account with extra perks, including IDProtect^{® 2} and ATM rebates. Apply for Pinnacle Value Checking Now	Bundle our Premier account with our VISTA Personal Money Market with a higher balance by earning interest and enjoying extra account benefits. Apply for VISTA Premier Checking Now
IDProtect^®2	No	Yes	Yes
ATM Fees	No³	No, surcharge rebates up to $20/month⁴	No, unlimited surcharge rebates⁴
Earns Interest	No	No	Yes (for balances over $1) View Rates
Monthly maintenance fee	None	$4.95	None with $2,500 combined balance⁵
Minimum Opening Deposit	$25	$25	$50
Paper Statements	$5 per month (free eStatements)	Free	Free

IDProtect^{® 2}

Data breaches have affected millions of people, potentially exposing their personal information to identity thieves. You can help protect yourself – and your identity – from future data breaches with a VISTA Premier Checking or Pinnacle Value Checking account from MountainOne Bank.

Learn more about IDProtect

Daily monitoring of your credit files
Credit reports every 90 days
Monitoring of your identity on over 1,000 databases
Identity Theft Reimbursement Coverage up to $10,000⁴
Fraud Resolution Specialists
Replace all your cards with a single call

Digital Banking

Simply open an account with us, and all the valuable features of our digital banking are yours. Bank on your terms with the freedom to take care of your finances on your schedule and on the go.

Mobile Deposit
Bill Pay
Funds Transfer
Account Alerts
Card Controls
eStatements
Card Swap
ClickSWITCH
Click to Pay
Apple Pay

About MountainOne

MountainOne has been helping customers navigate the landscape of banking, insurance, and investments for almost two centuries. And we continue to provide the sure footing and down-to-earth, dedicated experts they need to face challenges big and small. Today, tomorrow and up ahead – no mountain too high.

See Branch Locations & ATMs

¹MountainOne Bank does not charge foreign ATM fees, but other institutions may assess a surcharge. Surcharges rebate applied at end of month. ↩

²Both VISTA Premier Checking and VISTA Personal Money Market required to be opened together. Personal accounts only. Must be a resident of New England or New York State.

³Some Benefits require registration/activation. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household. ↩

⁴MountainOne Bank does not charge foreign ATM fees, but other institutions may assess a surcharge.

⁵Maintain an average daily combined balance of $2,500 in VISTA Premier Checking and VISTA Personal Money Market to avoid a $10 monthly service charge. ↩

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, December 14, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!

Dismiss

HOLIDAY NOTICE: In observance of Christmas, all MountainOne offices will close at 12 pm on Wednesday, December 24, and will be closed on Thursday, December 25. As always, our Digital Banking services are available 24 hours a day.

Learn More

HOLIDAY NOTICE: All MountainOne offices will close early at 2:00 pm on Wednesday, December 31 (New Year’s Eve) and will be closed on Thursday, January 1 (New Year’s Day). As always, our Digital Banking services are available 24 hours a day.