The G.O.A.T. of Personal Savings Accounts

We believe that saving is an important part of a sound financial strategy. Open your account online today!

Find The Savings Account Perfect For You

	Pinnacle Savings	Pinnacle Money Market	VISTA Personal Money Market ¹
Works Best For	Someone who wants a special account to accumulate savings, with easy online and mobile access to the account. Apply for Pinnacle Savings Now	Someone wanting a stand-alone Money Market account with a good interest rate. Apply for Pinnacle Money Market Now	Someone who wants a combined Checking and Money Market account, with both accounts earning interest, as well as other special benefits. Apply for VISTA Personal Money Market Now
Earns Interest	Yes (for balances over $1) View Rates	Yes (for balances over $1) View Rates	Yes (for balances over $1) View Rates
ATM Fees	No²	No, surcharge rebates up to $20/month³	No, unlimited surcharge rebates³
ATM/Debit Card	Yes	Yes	Yes
Digital Banking	Free	Free	Free
Mobile Deposit	Free	Free	Free
Minimum Opening Deposit	$25	$50	$50
Monthly Fee	None	None	None with $2,500 combined balance⁴
Other Benefits			Ask about special CD rates for VISTA customers!

Youth Savings

Perfect for a youth who is 18 years of age or younger, who wants to learn valuable savings habits that will last a lifetime.

Joint owner over age 18 on the account required. All standard account opening guidelines apply, including providing valid ID to open account. Minimum balance to obtain the Annual Percentage Yield (APY) is $1. The rate on the account is variable and may change after the account is opened. Fees may reduce earnings on an account. Minimum opening deposit $10. When Primary Owner of Youth Savings Account turns age 19, the account will convert to a Pinnacle Savings.

Youth ages 13–18 can open a Youth Savings account online. For children under 13, please visit a branch to open an account.

Earns Interest (for balances over $1) View Rates
Free Digital Banking and Mobile Deposit for parent or legal guardian
No ATM Fees³
Free ATM Card for ages 15-17
$10 Minimum Opening Deposit
No Monthly Fee

About MountainOne

MountainOne has been helping customers navigate the landscape of banking, insurance, and investments for almost two centuries. And we continue to provide the sure footing and down-to-earth, dedicated experts they need to face challenges big and small. Today, tomorrow and up ahead – no mountain too high.

See Branch Locations & ATMs

¹Both VISTA Premier Checking and VISTA Personal Money Market required to be opened together. Personal accounts only. Must be a resident of Massachusetts for online account opening only. ↩

²MountainOne Bank does not charge foreign ATM fees, but other institutions may assess a surcharge. ↩

³We will not charge you to use other bank ATMs, but other institutions may assess a surcharge. Surcharges rebate applied at end of month.

⁴Maintain an average daily combined balance of $2,500 in VISTA Premier Checking and VISTA Personal Money Market to avoid a $10 monthly maintenance fee. ↩

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, December 14, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!

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HOLIDAY NOTICE: In observance of Christmas, all MountainOne offices will close at 12 pm on Wednesday, December 24, and will be closed on Thursday, December 25. As always, our Digital Banking services are available 24 hours a day.

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HOLIDAY NOTICE: All MountainOne offices will close early at 2:00 pm on Wednesday, December 31 (New Year’s Eve) and will be closed on Thursday, January 1 (New Year’s Day). As always, our Digital Banking services are available 24 hours a day.

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