Great rates combined with
local decision-making.

At MountainOne Bank, we make mortgages simple. Whether you’re buying a home or looking to refinance an existing mortgage, our experienced lenders provide helpful, personal service.

We are here in your community, whenever you want to pick up the phone or stop by. We are eager to answer your questions, help you choose the best loan for your situation, and offer lending advice.

Buying a home is one of the biggest decisions you’ll make. When you work with MountainOne Bank, we take seriously that decision and our relationship with you. We will help you find the terms, rates, and special programs that work for you and meet your goals.

Fixed-Rate Loans

With a fixed-rate mortgage, your interest rate remains the same for the term of the loan. Shorter terms generally have lower rates.

Click for terms and rates 

Adjustable-Rate Mortgage (ARM)

With an ARM, your interest rate adjusts annually after an initial fixed-rate period.

Click for terms and rates 

Jumbo Mortgage

If you're purchasing a higher-priced residence, you may need a jumbo mortgage. Jumbo mortgages are specialized home loans for amounts that exceed $424,100, the maximum loan amount established by Fannie Mae and Freddie Mac. We offer loans up to $2,000,000 for qualified buyers.

Click for terms and rates 

Loans for First-time Home Buyers

If you're in the market for your first house or condo, we can help you arrange financing through programs such as Mass Housing. We'll work with you to determine the best loan program for your needs. 

Loans for members of the Military & Veterans

As an active duty member of the US Armed Services, a Veteran, a Reservist, or a member of Gold Star Families, you may qualify for Operation Welcome Home. This loan offered through MassHousing includes special financing options. And, we also offer additional Veterans’ Mortgage programs. Contact us for more details.