Great rates combined with
local decision-making.

At MountainOne Bank, we make mortgages simple. Whether you’re buying a home or looking to refinance an existing mortgage, our experienced lenders provide helpful, personal service.

We are here in your community, whenever you want to pick up the phone or stop by. We are eager to answer your questions, help you choose the best loan for your situation, and offer lending advice.

Buying a home is one of the biggest decisions you’ll make. When you work with MountainOne Bank, we take seriously that decision and our relationship with you. We will help you find the terms, rates, and special programs that work for you and meet your goals.

Fixed-Rate Loans

With a fixed-rate mortgage, your interest rate remains the same for the term of the loan. Shorter terms generally have lower rates.

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Adjustable-Rate Mortgage (ARM)

With an ARM, your interest rate adjusts annually after an initial fixed-rate period.

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Jumbo Mortgage

If you're purchasing a higher-priced residence, you may need a jumbo mortgage. Jumbo mortgages are specialized home loans for amounts that exceed $424,100, the maximum loan amount established by Fannie Mae and Freddie Mac. We offer loans up to $2,000,000 for qualified buyers.

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Loans for First-time Home Buyers

If you're in the market for your first house or condo, we can help you arrange financing through programs such as Mass Housing. We'll work with you to determine the best loan program for your needs. 

Loans for members of the Military & Veterans

As an active duty member of the US Armed Services, a Veteran, a Reservist, or a member of Gold Star Families, you may qualify for Operation Welcome Home. This loan offered through MassHousing includes special financing options. And, we also offer additional Veterans’ Mortgage programs. Contact us for more details.

Harness the power of your home’s equity.

A flexible Home Equity Loan or Line of Credit from MountainOne is easy, fast, and low cost.

Apply online today or stop by any MountainOne branch.

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Home Equity Uses

A Home Equity Loan or Line of Credit can be used for almost any major expense, including:

• Home improvement
• Debt consolidation
• Vacations
• Vehicle purchases
• Weddings
• And much more

The interest on your home equity loan or line of credit may even be tax deductible.*

Let our representatives put your home’s equity to work for you.

Home Equity Calculator – Use this quick calculator to determine how much Home Equity you have available.

*Speak with your tax advisor regarding deductibility.