Identity theft data breaches have affected millions of people, potentially exposing their personal information to identity thieves.
You can help protect yourself – and your identity – from future data breaches with a VISTA Premier Checking2 or Pinnacle Value Checking3 account from MountainOne Bank. VISTA Premier Checking and Pinnacle Value Checking come with many valuable features including IDProtect® Identity Theft Monitoring and Resolution Service1 which helps protect you. Registration and activation required for several of the benefits listed below.
Comprehensive Identity Theft Resolution Services
Should you suffer identity theft, your very own IDProtect® fraud resolution specialist will help you every step of the way until your identity is restored.
Identity Theft Expense Reimbursement Coverage4
Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity theft.
Identity Monitoring
Monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many more (Registration/activation required).
Credit File Monitoring
IDProtect® will monitor your credit files daily, and automatically alert you if key changes occur (Registration/activation required).
Credit Score Coach7
Credit Score Coach provides pathways you can take to help reach your target credit score in the future (Registration/activation required).
CyberRecoverTM
Get 24/7 access to personal cyber advocates who can help defend against extortion, ransomware, online fraud, gaming security risks and more. These experts provide immediate support and guidance helping you navigate and mitigate the impact of cyber incidents. With CyberRecover, feel secure knowing that professional help is always available to protect your online life.
Dark Web Monitoring
Monitor your personal information on the dark web and receive alerts when your personal information is exposed online with our Dark Web Monitoring identity theft prevention product, also known as cyber monitoring (Registration/activation required).
To get the tools you need to help protect your personal information, simply open one of these MountainOne checking accounts.
Help keep yourself and your family safe from fraud or loss.
To take advantage of IDProtect®, open our Pinnacle Value or VISTA Premier Checking options, then register and activate by clicking below.
1Some Benefits require registration/activation. Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. ↩
2$50 opening deposit required to open VISTA Premier Checking. $50 opening deposit required to open VISTA Personal Money Market. Both accounts required. Maintain a $2,500 minimum average daily combined balance in the VISTA Premier Checking and VISTA Personal Money Market accounts to avoid a $10 monthly maintenance fee. Fees could reduce the earnings on the account. Personal accounts only.
3$25 opening deposit required to open Pinnacle Value Checking. $4.95 monthly maintenance fee.
4Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found on your online or mobile banking. Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate.↩
5You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on Equifax data. Third parties may use a different type of credit score to assess your creditworthiness. ↩
6Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.↩
7Credit Score Coach is for educational purposes only and is not tied to your personal credit profile. The Score Pathways provided are based on the VantageScore® 3.0 model using Equifax data. VantageScore 3.0 is one of many scoring models, and the score provided may differ from those used by lenders, including FICO® scores. It is unlikely this score, or any free score, will be used for loan decisions. Score Pathways reflect common actions taken by consumers in similar situations to improve their credit scores. These pathways are based on statistically common behaviors and time horizons but are not tailored to your specific credit profile. ↩
8MountainOne Bank does not charge foreign ATM fees, but other institutions may assess a surcharge. Surcharges rebate applied at end of month.