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Remote Deposit Capture

Deposit Checks for Your Business Without Leaving Your Office.

Work Smarter, Not Harder

When running your business, efficiency matters. Remote Deposit Capture puts check deposits in your control by allowing you to scan and send them directly from your office—no trips to the bank, no waiting in line, and no lost time. You save money, gain efficiency, and stay focused on what matters most: running your business.

Get started with Remote Deposit Capture. Visit your local branch or give us a call. We’re here to answer your questions and help you get set up.

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Features & Benefits

Save Time and Cut Costs

Reduce trips to the bank, lower fuel expenses, and free up staff time. Remote Deposit Capture helps streamline your operations and reduce labor costs.

Streamline Check Handling

Scan and transmit multiple checks in a single batch. You keep the original checks on hand for easy reference and recordkeeping.

Deposit Checks Anytime

Make deposits 24/7, including weekends and holidays.¹ Enjoy the flexibility to manage your banking when it works best for you.

Consolidate Funds from Multiple Locations

Deposit checks from different offices and consolidate funds into a single account.2 Ideal for businesses with multiple locations.

Enhance Security and Reduce Fraud Risk

Faster check clearing allows you to act quickly on returned items. Security features like password protection, encryption, and firewalls help safeguard your data.

Access Detailed Reports and Research Tools

View digitized check images, research deposit history, and reconcile accounts with helpful built-in tools and templates.

Frequently Asked Questions

You will need a compatible or bank-provided check scanner, a computer with the latest Windows or macOS system, and a secure network connection. Please contact us for scanner compatibility details.

 

All personal and business U.S. checks can be processed through Remote Deposit Capture.

Yes. There are daily limits on both the number of deposits and total dollar amount. These are determined based on your application and agreement with MountainOne Bank.

Deposits made through RDC will be labeled “Remote Deposit Capture” in your account history.

To enroll, you will need to complete a Remote Deposit Capture form and agreement. Approval is required before you can begin using the service.

1Deposits to your account are usually processed by the Bank during normal business hours. Deposits made after 5:00 pm EST will be considered deposited on the following business day and will usually be available within two business days. ↩

2Each location making deposits will require its own scanner and a computer with software installed. ↩

*A monthly Remote Deposit Capture (RDC) scanner fee applies.

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, December 7, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!

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WINTER STORM ALERT: MountainOne offices & branches in Berkshire County & Pioneer Valley (North Adams, Pittsfield, Williamstown, Stockbridge, Longmeadow, West Springfield, and Wilbraham) will close at 3 pm today, Tuesday, December 2. The South Shore branches (Rockland, Quincy, and Scituate) remain open normal business hours. Please stay safe! As always, our Online and Mobile Banking services are available 24 hours a day.

HOLIDAY NOTICE: In observance of Christmas, all MountainOne offices will close at 12 pm on Wednesday, December 24, and will be closed on Thursday, December 25. As always, our Digital Banking services are available 24 hours a day.

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HOLIDAY NOTICE: All MountainOne offices will close early at 2:00 pm on Wednesday, December 31 (New Year’s Eve) and will be closed on Thursday, January 1 (New Year’s Day). As always, our Digital Banking services are available 24 hours a day.

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