Save Money on your insurance with multi-policy discounts.

Local Experts. Familiar Faces.
Welcome to insurance done right.

We’re the insurance provider more local residents and businesses trust. To help earn this trust, we provide the right coverage to fit your exact needs. You get expert, licensed agents who are there when you need them, and you also work with one person – “your person” – throughout the entire process. And we’re as committed to the community as you are.

Our claims department is in-house, which means we’re always on your side. With one point of contact and expert agents who walk you through the process every step of the way, we’re committed to providing the right coverage and smoothest service.

All of our account managers and sales team are licensed, which ensures you receive the highest level of expertise and advice. We understand the discounts that are available to you throughout the various stages of your life.  We also partner with ten companies which gives you the power to shop a multitude of companies through our one agency! 

It all adds up to coverage, price, and service second to none. Our expert team can help you secure the right coverage for:

  • Your home or condominium
  • Automobiles
  • Mobile Home, Boats, & Motorcycles
  • Your toys, including Classic Cars, ATVs & Snowmobiles
  • Life, Long-Term Care, & Disability Insurance

Contact Us today to get started!

We’ll help you find the right coverage for your needs.

Call us at

Request a quote

Report a claim

Our Claims Department is here to help you through the claims process.

Contact Us

Local experts. Familiar faces.
Welcome to insurance done right.

We pride ourselves on being your insurance advisor as well as your community partner. It’s this unique combination that helps us know you better and inspires your trust. Working with us, you always get a licensed agent dedicated to finding the coverage that’s right for you.  That’s what makes us a trusted choice for insurance.

We know that every business is different and so are its needs. With our staff of experts, we partner with you to find the insurance solutions that protect you against the unique risks that your business faces.  We pride ourselves on providing you with Peace of Mind.

So whether you need Property, General Liability, Equipment, Builder’s Risk, Commercial Auto or Workers Compensation coverage, you can trust that our experienced agents will simplify the complexities of purchasing insurance while making sure you’re correctly covered.

Our expert team can help you secure the right coverage for:

  • Business Property
  • General Liability
  • Surety & Commercial Bonds
  • Products & Completed Operations Liability
  • Workers Compensation
  • Business Automobile
  • Commercial Umbrella
  • Professional Liability
  • Buy-Sell Agreements & Business Continuation
  • Key Person Insurance
  • Group Benefits

Contact Us today to get started!

We’ll help you find the right coverage for your business needs.

Give us a
call today at

Request a quote

Report a claim

Our Claims Department is here to help you through the claims process.

Contact Us

Construction & Commercial Surety Experts

Surety is a business centered on relationships and trust.

Do you consider your bonding agent to be one of your most trusted business advisers?

Your agent is your company’s voice to the surety market, and your conduit to procure work. It’s important to have the right adviser speaking on your company’s behalf, helping you analyze and understand your financial statements, and working with you to create a bonding program that best aligns with your business plan.

Our company understands the intricacies of the complex bonding industry and has the expertise to put together the most competitive bonding packages available in the marketplace.

For decades, we have been a leader in providing Surety Bonds and related risk management services to businesses and individuals in the local market, and to clients across the country. From small transactional commercial bonds to the largest construction bonding needs, we have you covered.

Contact Us today to find out how we can help your business!

We’ll help you find the right coverage for your business needs.

Give us a
call today at

Request a quote

Report a claim

Our Claims Department is here to help you through the claims process.

Contact Us

More than anything, today's executives, business owners and HR decision-makers desire one characteristic from an Employee Benefits strategy: Simplicity.

In partnership with OneDigital, we offer innovative employee benefits solutions to simplify your health care journey. Our goal is to provide you with a cutting edge approach to employee benefits. 

Through a sophisticated technology platform, OneDigital delivers affordable solutions with a personal touch.  Our Compliance Advantage service offers you peace of mind that your organization is in compliance with Health Care reform. Simplified onboarding, HR and reporting technology provides an administrative solution to your biggest human resource headaches. This combined with the expert knowledge of our Customer Advocate Center helps you navigate the complexities of health networks’ billing procedures, claims reimbursement, and more.

OneDigital’s Healthy U service provides employers with customized workforce health programs created in alignment with high-performing benefit plans. Each Healthy U plan includes access to an executive workforce health consultant.

In partnership with OneDigital, we are focused on finding new and improved ways to deliver the five things that matter most to our customers:

  • Lower costs
  • Best benefits possible
  • Healthier employees
  • Help with compliance and healthcare reform
  • No administrative headaches

 Let our benefits experts help you achieve your strategic goals and navigate this ever changing benefits landscape.  Contact us today.

 Learn more about OneDigital.

Learn more about our employee benefits tailored to your specific business needs.

Contact a Benefits Consultant

Employee Group Benefits

  • Health Plans
  • Disability Plans
  • Dental Plans
  • Life Plans
  • Vision Plans

Cool Stuff

Check out the self-service protection programs and services available through the “InsurStore”!
Apply online quickly and easily for these services, and gain added peace of mind.


paw print imageASPCA Pet
Health Insurance

Valuable protection for your pet. You can help protect your pet's health. Don't wait until an unexpected accident or illness happens.

Click to learn more and shop now!




briefcase imageLegal

Finding an affordably priced lawyer to assist you can be a challenge. Now, there’s an easy solution. This plan covers you, your spouse and dependents, and is a convenient and cost-effective way to receive advice and fully covered legal services.

Click to learn more and shop now!



emergency cross imageEmergency Travel

Whether its medical care in London or a toboggan for transport down Mt. Kilimanjaro, this plan provides global emergency medical assistance services, for travelers who find themselves in need more than 100 miles from home.

Click to learn more and shop now!




tooth imageDental

This plan offers low-cost, comprehensive dental coverage to individuals of all ages.

Click to learn more and shop now!




paw print imageVeterinary
Discount Plan

Every year, thousands of pet families take advantage of this plan. It’s a great value that can save pet families money every year.

Click to learn more and shop now!




desk bell imageTravel & Concierge

With the discounts available through this plan, you can save on travel products and services, such as hotel and car rental, roadside  assistance, 24/7 travel concierge service, and more.

Click to learn more and shop now!



Plans provided through ZON Re-USA, LLC DBA Group Benefits Options.


Our Team

Insurance Management Team

Jonathan Denmark
President & Chief Operating Officer, Insurance Division
Bill Robinson
Senior Vice President, Insurance Division
Donna Bishop
Vice President, Insurance Division
Grace Gray
Vice President, Insurance Division

Bonding Services & Business Insurance

Eric Pratt
Vice President, Bonding
Linda Febles
Vice President, Business Insurance
Diane Wojcik
Marketing Coordinator & Branch Manager, Business Insurance

Group Benefits

Jean Stone
Vice President, Group Benefits Division, Licensed Insurance Advisor/Broker
Brian Drake
Vice President. Group Benefits Division
John Flaherty
Vice President, Group Benefits Division

Personal Insurance | Claims | Life, Disability & Long-Term Care | Medicare

Deborah Baker
Account Executive, Personal Insurance
Erin Palmer
Claims Representative
Sharon Coe
Account Executive, Life, Disability, Long-Term Care & Medicare Services

MountainOne Insurance at Haddad Dealerships

Jake Rand
Account Executive

Insurance News

Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance.

The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker:

  • Accident report form: Sometimes referred to as a police report, this form contains important information about an auto accident, such as circumstances that led...


The health insurance landscape is changing and employers may need to embrace these employee benefits solutions in 2018 to stay competitive.

As the year winds down and open enrollment season comes to a close, it’s time to examine how the employee benefits landscape may look in 2018 and beyond. Rather than offer an exhaustive list of every conceivable option available to employers, we'll focus on a handful of the progressive employee benefit products and strategies we can expect to...


Disability income insurance helps you to ease the financial difficulty associated with a serious illness or injury that keeps you from working.

Get the Facts

According to the U.S. Census Bureau, nearly one in five Americans will become disabled for a year or more before the age of 65. If you experience a serious illness or injury, how would you cope financially without a regular paycheck?

Disability income insurance is designed to complement health insurance. It...


Business leaders make decisions each day on a range of issues including things like hiring, firing, compensation, promotions and the work environment. Every one of these decisions impacts your employees and, depending on the outcome, could result in a claim related to wrongful employment practices.

These claims can disrupt business, hurt morale, damage your reputation and lead to serious financial damages. Thankfully, employment practices liability (EPL) insurance can provide...


Did You Know?

According to the Los Angeles Times, it may cost as much as 30 percent more to rebuild parts of a home than to completely build a new one from scratch. Demolition and removal of damaged property are pricey, limiting what a homeowner can do when rebuilding only parts of a home.

Property Insurance Considerations

Limits on your homeowners insurance are established to protect your family in the event that something goes wrong. In an effort to remain...


Every business leader shares a common, pressing concern: how to keep the cost of their employee benefit plans manageable, all the while being appealing enough to attract and retain talent.

With all of the effort and anxiety that comes with the benefits renewal process, can you honestly say at the end of the day that your employees feel that these benefits are actually benefiting their needs?

Let’s face it—health insurance is expensive, but that doesn’t mean you can’t design a...


Did You Know?

Insurance is mandatory in order to operate a vehicle in the United States, and every state has specific coverage limits that you must meet. While meeting these minimum limits may be enough to get you on the road, they are often inadequate if you are involved in a serious accident. As such, you may want to consider raising your limits in order to secure the right protection.

The Problem with Minimum Coverage

Most states require drivers to carry basic...


Remodels and other home improvements are an important part of being a property owner. When done correctly, these projects can add value to a home and make it more attractive to future buyers.

Unfortunately, hiring a contractor to complete home improvement projects is not always simple. The average homeowner is often unaware of the average cost of materials and labor. What’s more, construction projects can be stressful, and it’s common for individuals to rush when choosing a...


Let’s Make This Your Best Open Enrollment

It’s that time of year again—Open Enrollment (OE) season is upon us. This can be a stressful time for both employees and employers. In fact, the 2017 ALEX Benefits Communication Survey showed that 36% of the employees polled say the open enrollment process at their company is extremely confusing and 49% of employees whose companies...


In our increasingly litigious society, the threat of a lawsuit hangs over every business transaction, large or small. Even employers who adhere to the letter of the law at all times are likely be sued by an aggrieved employee or customer at some point. While many suits are groundless, defending against them is costly and time consuming.

If you carry employment practices liability insurance (EPLI), your business has a measure of protection against lawsuits from current, prospective or...