Same local, familiar faces. Now with a new name.

Local Experts. Familiar Faces.
Welcome to insurance done right.

We’re the insurance provider more local residents and businesses trust. To help earn this trust, we provide the right coverage to fit your exact needs. You get expert, licensed agents who are there when you need them, and you also work with one person – “your person” – throughout the entire process. And we’re as committed to the community as you are.

Our claims department is in-house, which means we’re always on your side. With one point of contact and expert agents who walk you through the process every step of the way, we’re committed to providing the right coverage and smoothest service.

All of our account managers and sales team are licensed, which ensures you receive the highest level of expertise and advice. We understand the discounts that are available to you throughout the various stages of your life.  We also partner with ten companies which gives you the power to shop a multitude of companies through our one agency! 

It all adds up to coverage, price, and service second to none. Our expert team can help you secure the right coverage for:

  • Your home or condominium
  • Automobiles
  • Mobile Home, Boats, & Motorcycles
  • Your toys, including Classic Cars, ATVs & Snowmobiles
  • Life, Long-Term Care, & Disability Insurance

Contact Us today to get started!

We’ll help you find the right coverage for your needs.

Call us at
800-447-2732
today.

Request a quote

Report a claim

Our Claims Department is here to help you through the claims process.

Contact Us

Local experts. Familiar faces.
Welcome to insurance done right.

We pride ourselves on being your insurance advisor as well as your community partner. It’s this unique combination that helps us know you better and inspires your trust. Working with us, you always get a licensed agent dedicated to finding the coverage that’s right for you.  That’s what makes us a trusted choice for insurance.

We know that every business is different and so are its needs. With our staff of experts, we partner with you to find the insurance solutions that protect you against the unique risks that your business faces.  We pride ourselves on providing you with Peace of Mind.

So whether you need Property, General Liability, Equipment, Builder’s Risk, Commercial Auto or Workers Compensation coverage, you can trust that our experienced agents will simplify the complexities of purchasing insurance while making sure you’re correctly covered.

Our expert team can help you secure the right coverage for:

  • Business Property
  • General Liability
  • Surety & Commercial Bonds
  • Products & Completed Operations Liability
  • Workers Compensation
  • Business Automobile
  • Commercial Umbrella
  • Professional Liability
  • Buy-Sell Agreements & Business Continuation
  • Key Person Insurance
  • Group Benefits

Contact Us today to get started!

We’ll help you find the right coverage for your business needs.

Give us a
call today at
800-447-2732

Request a quote

Report a claim

Our Claims Department is here to help you through the claims process.

Contact Us

Construction & Commercial Surety Experts

Surety is a business centered on relationships and trust.

Do you consider your bonding agent to be one of your most trusted business advisers?

Your agent is your company’s voice to the surety market, and your conduit to procure work. It’s important to have the right adviser speaking on your company’s behalf, helping you analyze and understand your financial statements, and working with you to create a bonding program that best aligns with your business plan.

Our company understands the intricacies of the complex bonding industry and has the expertise to put together the most competitive bonding packages available in the marketplace.

For decades, we have been a leader in providing Surety Bonds and related risk management services to businesses and individuals in the local market, and to clients across the country. From small transactional commercial bonds to the largest construction bonding needs, we have you covered.

Contact Us today to find out how we can help your business!

We’ll help you find the right coverage for your business needs.

Give us a
call today at
800-447-2732

Request a quote

Report a claim

Our Claims Department is here to help you through the claims process.

Contact Us

More than anything, today's executives, business owners and HR decision-makers desire one characteristic from an Employee Benefits strategy: Simplicity.

In partnership with OneDigital, we offer innovative employee benefits solutions to simplify your health care journey. Our goal is to provide you with a cutting edge approach to employee benefits. 

Through a sophisticated technology platform, OneDigital delivers affordable solutions with a personal touch.  Our Compliance Advantage service offers you peace of mind that your organization is in compliance with Health Care reform. Simplified onboarding, HR and reporting technology provides an administrative solution to your biggest human resource headaches. This combined with the expert knowledge of our Customer Advocate Center helps you navigate the complexities of health networks’ billing procedures, claims reimbursement, and more.

OneDigital’s Healthy U service provides employers with customized workforce health programs created in alignment with high-performing benefit plans. Each Healthy U plan includes access to an executive workforce health consultant.

In partnership with OneDigital, we are focused on finding new and improved ways to deliver the five things that matter most to our customers:

  • Lower costs
  • Best benefits possible
  • Healthier employees
  • Help with compliance and healthcare reform
  • No administrative headaches

 Let our benefits experts help you achieve your strategic goals and navigate this ever changing benefits landscape.  Contact us today.

 Learn more about OneDigital.

Learn more about our employee benefits tailored to your specific business needs.

Contact a Benefits Consultant

Employee Group Benefits

  • Health Plans
  • Disability Plans
  • Dental Plans
  • Life Plans
  • Vision Plans

Cool Stuff

Check out the self-service protection programs and services available through the “InsurStore”!
Apply online quickly and easily for these services, and gain added peace of mind.

 

paw print imageASPCA Pet
Health Insurance


Valuable protection for your pet. You can help protect your pet's health. Don't wait until an unexpected accident or illness happens.

Click to learn more and shop now!

 

 

 

briefcase imageLegal
Services


Finding an affordably priced lawyer to assist you can be a challenge. Now, there’s an easy solution. This plan covers you, your spouse and dependents, and is a convenient and cost-effective way to receive advice and fully covered legal services.

Click to learn more and shop now!

 

 

emergency cross imageEmergency Travel
Assistance


Whether its medical care in London or a toboggan for transport down Mt. Kilimanjaro, this plan provides global emergency medical assistance services, for travelers who find themselves in need more than 100 miles from home.

Click to learn more and shop now!

 

 

 

tooth imageDental
Insurance


This plan offers low-cost, comprehensive dental coverage to individuals of all ages.

Click to learn more and shop now!

 

 

 

paw print imageVeterinary
Discount Plan


Every year, thousands of pet families take advantage of this plan. It’s a great value that can save pet families money every year.

Click to learn more and shop now!

 

 

 

desk bell imageTravel & Concierge
Service


With the discounts available through this plan, you can save on travel products and services, such as hotel and car rental, roadside  assistance, 24/7 travel concierge service, and more.

Click to learn more and shop now!

 

 

Plans provided through ZON Re-USA, LLC DBA Group Benefits Options.

 
 
 

Our Team

Insurance Management Team

Jonathan Denmark
LIA, CLTC, CISR, CLCS
President & Chief Operating Officer, Insurance Division
Bill Robinson
Senior Vice President, Insurance Division
Donna Bishop
CIC, CPIW, CISR, CRM
Vice President, Insurance Division
Grace Gray
Vice President, Insurance Division

Bonding Services & Business Insurance

Eric Pratt
Vice President, Bonding
Linda Febles
CRIS, RWCS, CPIW
Vice President, Business Insurance
Diane Wojcik
CISR
Marketing Coordinator & Branch Manager, Business Insurance
Jake Rand
CLCS
Account Executive, Business Insurance

Group Benefits

Holly Taylor
RHU, LIA
Senior Consultant, Group Benefits Division, Licensed Insurance Broker
Jean Stone
LIA, CEBS, GBA, CMS
Vice President, Group Benefits Division, Licensed Insurance Advisor/Broker
Brian Drake
MBA
Vice President. Group Benefits Division
John Flaherty
CLU, MBA
Vice President, Group Benefits Division

Personal Insurance | Claims | Life, Disability & Long-Term Care

Deborah Baker
CISR
Account Executive, Personal Insurance
Erin Palmer
Claims Representative
Sharon Coe
ACS, LIA, CLTC
Account Executive, Life, Disability & Long-Term Care

Insurance News

Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10 to 30 percent. However, the convenience of ride-sharing isn’t without risks. Most ride-sharing businesses are in the early stages of development, and the popularity, risk management and compliance issues they’re facing are all in uncharted...

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You say Wholistic, I say Holistic: What Does it Mean for Your Employee Well-Being Program?

As a health and well-being industry professional, I’m often asked to define an industry term or assess the value of certain types of programming options for a worksite population. I was recently asked about the concept of wholistic vs. holistic. It’s important to consider the differences between the two terms— although you will find they are...

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The WC (workers' compensation) insurance system is a no-fault method of paying workers for medical expenses and wage losses due to on-the-job injuries. While the majority of WC claims are truthful, the National Insurance Crime Bureau reports that billions of dollars of false claims are submitted each year. To help you detect possible WC fraud, experience shows a claim may be fraudulent if two or more of the following factors are present:

  1. Monday Morning: The...

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Protecting Your Personal Property

You may be considering renting out your home for extra income while you’re away for an extended period of time. Though this seems like an ideal solution for families with extra room to spare, it can pose liabilities. Take the following considerations to heart in order to protect your home.

  • Ask for references from potential renters, especially those that will stay for a while.
  • Draw up a rental agreement that defines the terms of...

READ MORE


The following was quoted over 10 years ago in an online article from the Society for Human Resource Management. If it was a true statement in 2005, it’s an even truer statement in 2017.

“The days of simply maintaining personnel files and advising on hiring, firing and compensation are long gone for HR professionals. Today they fulfill a variety of roles that require knowledge and competencies in areas that were foreign to them in the past.”

Paradigm Shifts

Over the...

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“Phishing,” a type of cyber attack in which a hacker disguises him- or herself as a trusted source online in order to acquire sensitive information, is a common and technologically simple scam that can put your employees and business at risk. However, more resourceful criminals are resorting to a modified and more sophisticated technique called “spear phishing,” in which they use personal information to pose as colleagues or other sources specific to individuals or businesses.

A spear...

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The Importance of Being Prepared

Disasters like hurricanes, tornadoes, floods and earthquakes can strike with little or no warning. To assure that you and your family are prepared, there’s no time like the present to create emergency kits: one for use if you need to evacuate your home and one for use if you get trapped in your home for several days.

Emergency Preparation

To help you evacuate quickly, keep the following items in an emergency backpack...

READ MORE


This May, we will once again celebrate Global Employee Health and Fitness Month, promoting the benefits of a healthy lifestyle to employers and their employees. In supporting this initiative, companies will be recognizing the importance of physical activity as an important driver of employee health, satisfaction and overall business performance.

Employers can use Global Employee Health and Fitness Month as an opportunity to educate their employees on the benefits of...

READ MORE


From the moment that you start the pre-hiring process until the exit interview, you are vulnerable to an employment-related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations. If not, there is an insurance solution called employment practices liability that protects against wrongful termination, discrimination or sexual harassment suits from your current, prospective or former...

READ MORE


When it comes to money matters, no one likes to be surprised by the feeling that they’ve been shortchanged. That’s why it’s important that you understand how your insurance policy responds to potential personal property losses.

When insuring your personal possessions on your homeowners or renters insurance policy, you have one of two coverage options: insuring for your property’s actual cash value or the cost to replace it. Find out the difference and why we recommend replacement cost...

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