Rates

Personal Banking

Our checking accounts are just another way we bring value to your life every day by helping you manage your finances on your terms.

Check Personal Banking Rates

Business Banking

We bring years of expertise in serving the banking needs of local businesses and offer customized solutions to help your business succeed.

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Certificates Of Deposit

If you’re looking for guaranteed earnings at a fixed rate, check out our many Certificate of Deposit (CD) options.

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Individual Retirement Accounts (IRA)

Planning for your retirement? We can help. We have both the IRAs and professional guidance you need to ensure you’ll have a healthy nest egg when it’s time to retire.

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Mortgages

At MountainOne Bank, we make mortgages simple. Whether you’re buying a home or looking to refinance an existing mortgage, our experienced lenders provide helpful, personal service.

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Fee Schedule

Review our Fee Schedule for an itemized list of potential fees.

Check Fee Schedule

Calculators

Dreaming of a new home or planning your next big step? Our easy calculators put the numbers at your fingertips. See what fits your budget, explore payment options, and get a clear picture of your financial path—all in just a few clicks.

Check Calculators

Open an Account Online

Open a personal deposit account online or apply for a mortgage or home equity now!

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, December 7, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!

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WINTER STORM ALERT: MountainOne offices & branches in Berkshire County & Pioneer Valley (North Adams, Pittsfield, Williamstown, Stockbridge, Longmeadow, West Springfield, and Wilbraham) will close at 3 pm today, Tuesday, December 2. The South Shore branches (Rockland, Quincy, and Scituate) remain open normal business hours. Please stay safe! As always, our Online and Mobile Banking services are available 24 hours a day.

HOLIDAY NOTICE: In observance of Christmas, all MountainOne offices will close at 12 pm on Wednesday, December 24, and will be closed on Thursday, December 25. As always, our Digital Banking services are available 24 hours a day.

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HOLIDAY NOTICE: All MountainOne offices will close early at 2:00 pm on Wednesday, December 31 (New Year’s Eve) and will be closed on Thursday, January 1 (New Year’s Day). As always, our Digital Banking services are available 24 hours a day.

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