Rates

Personal Banking

Our checking accounts are just another way we bring value to your life every day by helping you manage your finances on your terms.

Check Personal Banking Rates

Business Banking

We bring years of expertise in serving the banking needs of local businesses and offer customized solutions to help your business succeed.

Check Business Banking Rates

Certificates Of Deposit

If you’re looking for guaranteed earnings at a fixed rate, check out our many Certificate of Deposit (CD) options.

Check CD Rates

Individual Retirement Accounts (IRA)

Planning for your retirement? We can help. We have both the IRAs and professional guidance you need to ensure you’ll have a healthy nest egg when it’s time to retire.

Check IRA Rates

Mortgages

At MountainOne Bank, we make mortgages simple. Whether you’re buying a home or looking to refinance an existing mortgage, our experienced lenders provide helpful, personal service.

Check Mortgage Rates

Fee Schedule

Review our Fee Schedule for an itemized list of potential fees.

Check Fee Schedule

Calculators

Dreaming of a new home or planning your next big step? Our easy calculators put the numbers at your fingertips. See what fits your budget, explore payment options, and get a clear picture of your financial path—all in just a few clicks.

Check Calculators

Open an Account Online

Open a personal deposit account online or apply for a mortgage or home equity now!

HOLIDAY NOTICE: In observance of Presidents' Day, all MountainOne offices will be closed Monday, February 16. As always, our Digital Banking services are available 24 hours a day.

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INSURANCE & INVESTMENTS – NORTH ADAMS OFFICE UPDATE: MountainOne’s Insurance and Investments office at 85 Main Street in North Adams is temporarily closed due to a heating issue. Please visit our nearby location at 296 Main Street in Williamstown, and continue to check this page for updates. We apologize for the inconvenience and appreciate your understanding.