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Business Banking Rates

Helping Businesses Reach New Heights

Balance range to obtain APYPinnacle Business Money Market APY*
minimum deposit to open $250		VISTA Business Money Market APY*
minimum deposit to open $100**
Tier 1 $1 - $4999.45%.50%
Tier 2 $5000 - $24,999.55%.60%
Tier 3 $25,000 - $49,999.65%.70%
Tier 4 $50,000 - $99,999.95%1.00%
Tier 5 $100,000 - $249,9991.15%1.25%
Tier 6 $250,000 and above1.15%1.25%
Effective Date: February 15, 2026

Business Money Markets

Money Market accounts allow you easy access to your funds, while still earning a great rate. 

Learn more about Money Markets

Calculators

Helpful tools for planning personal financing, mortgages, investing, and more.

Get answers by using our Calculators

Fee Schedule

Review our Fee Schedule for an itemized list of potential fees.

Check our Fee Schedule

*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. Fees may reduce earnings on an account. The rate on accounts is variable and may change after the account is opened. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits.

**This Account is only available with VISTA Business Checking. ↩

HOLIDAY NOTICE: In observance of Presidents' Day, all MountainOne offices will be closed Monday, February 16. As always, our Digital Banking services are available 24 hours a day.

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INSURANCE & INVESTMENTS – NORTH ADAMS OFFICE UPDATE: MountainOne’s Insurance and Investments office at 85 Main Street in North Adams is temporarily closed due to a heating issue. Please visit our nearby location at 296 Main Street in Williamstown, and continue to check this page for updates. We apologize for the inconvenience and appreciate your understanding.