Business Banking Rates

Helping Businesses Reach New Heights

Balance range to obtain APY	Pinnacle Business Money Market APY* minimum deposit to open $250	VISTA Business Money Market APY* minimum deposit to open $100**
Tier 1 $1 - $4999	.45%	.50%
Tier 2 $5000 - $24,999	.55%	.60%
Tier 3 $25,000 - $49,999	.65%	.70%
Tier 4 $50,000 - $99,999	.95%	1.00%
Tier 5 $100,000 - $249,999	1.15%	1.25%
Tier 6 $250,000 and above	1.15%	1.25%

Effective Date: December 6, 2025

Business Money Markets

Money Market accounts allow you easy access to your funds, while still earning a great rate.

Learn more about Money Markets

Calculators

Helpful tools for planning personal financing, mortgages, investing, and more.

Get answers by using our Calculators

Fee Schedule

Review our Fee Schedule for an itemized list of potential fees.

Check our Fee Schedule

*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. Fees may reduce earnings on an account. The rate on accounts is variable and may change after the account is opened. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits.

**This Account is only available with VISTA Business Checking. ↩

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, December 7, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!

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WINTER STORM ALERT: MountainOne offices & branches in Berkshire County & Pioneer Valley (North Adams, Pittsfield, Williamstown, Stockbridge, Longmeadow, West Springfield, and Wilbraham) will close at 3 pm today, Tuesday, December 2. The South Shore branches (Rockland, Quincy, and Scituate) remain open normal business hours. Please stay safe! As always, our Online and Mobile Banking services are available 24 hours a day.

HOLIDAY NOTICE: In observance of Christmas, all MountainOne offices will close at 12 pm on Wednesday, December 24, and will be closed on Thursday, December 25. As always, our Digital Banking services are available 24 hours a day.

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HOLIDAY NOTICE: All MountainOne offices will close early at 2:00 pm on Wednesday, December 31 (New Year’s Eve) and will be closed on Thursday, January 1 (New Year’s Day). As always, our Digital Banking services are available 24 hours a day.

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