At MountainOne Bank, we make mortgages simple
Whether you’re buying a home or looking to refinance an existing mortgage, our experienced lenders provide helpful, personal service.
Buying a home is one of the biggest decisions you’ll make. When you work with MountainOne Bank, we take seriously that decision and our relationship with you. We will guide you toward the terms, rates, and special programs that may work for you and meet your goals.
Fixed-Rate Loans
With a fixed-rate mortgage, your interest rate remains the same for the term of the loan. Shorter terms generally have lower rates.
Jumbo Mortgage
Jumbo mortgages are specialized home loans for amounts that exceed $766,550, the maximum loan amount established by Fannie Mae and Freddie Mac. We offer loans up to $2,000,000 for qualified buyers.
Adjustable-Rate Mortgage (ARM)
With an ARM, your interest rate adjusts annually after an initial fixed-rate period.
First-time Homebuyer Program
If you’re in the market for your first house or condo, we can help you arrange financing through programs such as Home Possible or HomeReady. We’ll work with you to determine the best loan program for your needs.