How to Prevent Catalytic Converter Theft
A catalytic converter is a device found in vehicles’ exhaust systems that converts environmentally hazardous exhaust into less harmful gasses. Though catalytic converters have been installed in every new vehicle since 1975, theft of these devices has skyrocketed in recent years due to the highly valuable precious metals they contain. This article discusses why catalytic […]
Disability Income Insurance
Disability income insurance helps you to ease the financial difficulty associated with a serious illness or injury that keeps you from working. The Basics of Disability Income Insurance Your most valuable asset is your ability to earn an income. Disability income insurance is designed to complement health insurance. It provides financial peace of mind for […]
Keep Pests Out of Your House This Fall
As fall brings colder temperatures, the warm interior of your home can provide shelter, breeding spaces and access to nourishment for household pests. Any pest invasion—whether it’s flies, rodents, squirrels, wasps, ants or various bugs—can cause property damage and pose serious health and safety hazards for any homeowner. Use these tips to keep pests out […]
Health Care Power of Attorney
Unlike a living will, which is usually reserved for terminally ill individuals, a health care power of attorney identifies the person who will make decisions on your behalf and carry out your wishes if you are incapacitated. Here are some things to consider when creating a health care power of attorney to manage your medical […]
988: America’s First Three-digit Mental Health Crisis Line
The 988 Suicide and Crisis Lifeline (Lifeline) launched nationwide on July 16. Similar to dialing 911 for medical emergencies, people in emotional distress or suicidal crisis can call or text 988 and be connected immediately to trained counselors who will listen, provide support and connect people to resources if necessary. The three-digit dialing code is […]
Preparing for a Summer Vacation
When preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. To protect your residence while you’re away and enjoy a worry-free trip, keep in mind the following tips: Insurance Considerations Taking the proper precautions before you go on vacation can make all the difference when it comes to preventing damage […]
The Benefits of Seasonal Produce
In today’s supermarket, it’s normal to see the same produce available year-round. However, that doesn’t mean the quality always remains the same. Eating seasonally means you are simply taking advantage of the harvest schedule and enjoying fully mature produce at the peak of its growing season. Seasonal eating can also help encourage you to eat […]
Exercise Without Injury
Did You Know? According to the Mayo Foundation for Medical Education and Research, exercise can improve your mood, fight chronic diseases, help manage your weight— the list goes on and on. To get the most from your regular workouts and decrease your risk of injury, you must warm-up, cool down and stretch. Warm-up Tips: Cool […]
Have a spooky, safe Halloween!
Celebrate Safely Do you remember how much fun it was to get dressed up as your favorite action hero, cartoon character or princess and go door to door for Halloween treats? Well, your children can now experience that same joy. Just as your parents did for you, now it’s your turn to prevent Halloween accidents […]
8 Ways to Save On Auto Insurance
Rising premiums may leave you wondering what you can do to save money on auto insurance. While you can’t control all of the factors influencing your premiums, there are a number of cost-saving strategies you can use: Tips to Save You Money For More Information To talk more about ways to save on your auto […]
Tips for Sticking to Your Diet During the Holidays
The holidays bring to mind thoughts of family, friends, fun and food. However, each year, millions of Americans struggle to maintain their waistlines during the holidays while surrounded by tempting holiday treats. With so many social gatherings during this time, it can be difficult to avoid treating yourself when you’re offered good food and drinks. […]
Claims That Will Increase Your Home Insurance Rates
Home insurance is important to help you financially recover from a disaster. Unfortunately, the more claims you file, the more expensive your insurance rates will be. Although all claims will likely raise your home insurance rates, these five will have the greatest impact on your home insurance premium. Keep in mind that any claims you’ve […]
Safety Tips for Exercising in Cold Temperatures
Exercising in cold temperatures can be challenging—but not impossible. Stay active this winter by using these safety tips for exercising outdoors in the colder months ahead. Don’t let the cold weather stop you from maintaining an active lifestyle—take the necessary safety precautions this winter to ensure a safe workout. By Zywave, Inc.
Home Care for the Cold and Flu
Did You Know? Many people visit the doctor even when they do not need a doctor’s expertise to diagnose and treat their symptoms. The next time you or someone in your family has a cold or experience flu-like symptoms (such as a sore throat, runny nose, cough, dizziness, fever or muscle aches), it may be […]
Emergency Roadside Kits
The Importance of Being Prepared Close your eyes and picture this scenario: You are driving late at night on a country road and your vehicle becomes hard to control. If your vehicle is equipped with a roadside emergency supply kit, you will have all that you need at your fingertips to get back on your […]
It’s American Heart Month: What You Need to Know about Heart Disease
Heart disease is the leading cause of death for both women and men in the United States, causing about 647,000 deaths annually, according to the Centers for Disease Control and Prevention (CDC). Heart disease is also an extremely expensive disease—costing the United States about $207 billion annually in health care, medications and lost productivity. What […]
Preparing for a Vacation
Keeping Your Home Safe While You’re Away When preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. To protect your residence while you’re away and enjoy a worry-free trip, keep these tips in mind. There are a number of hazards that could affect your home while you’re away, including lightning, […]
Tips for Working From Home Efficiently
Being efficient while working from home can be a challenge. It’s up to you to motivate yourself and be just as focused and effective as you would in the workplace. Set yourself up for success, and consider these tips to stay accountable and productive: Lastly, it’s important to set boundaries with your kids, pets and […]
Life Events that Affect Your Insurance Needs
As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events: Insurance is critical for nearly every stage of life. Seeking coverage should be an active process, and individuals shouldn’t assume their […]
Fall Driving Tips
Each season presents unique driving circumstances, and autumn is no different. Consider these driving tips to stay safe on the road this season: No matter the season, it’s important to use caution, drive slowly and maintain a safe following distance from the car in front of you. By Zywave, Inc.
Maintaining Important Documents
Keeping important documents organized and accessible will save you time and hassle when you need them. As a good rule of thumb, if the document is difficult to replace or from the government, then it’s likely more important to keep it safe and secure for longer periods of time—even forever. Consider these maintenance guidelines for […]
How to Prepare for a Power Outage
You can’t control the weather—but you can take proactive safety measures to protect your family and home against the threat of power outages. Consider these tips: When the storm is approaching or the lights are already out, consider unplugging or turning off electronics and small appliances. Remember to keep freezer and refrigerator doors closed as […]
How to Avoid Underinsuring Your Home
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home […]
5 Ways to Start Your Year Off Right
Like many other people, you may be thinking about what you would like to accomplish in 2021 or what life changes you could make. Common New Year’s resolutions include losing weight, exercising, getting organized, learning new skills and saving money. “80% of New Year’s resolutions fail by mid-February because of self-discipline–or lack thereof.” – U.S. […]